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Insuring a Sloop & compare premiums

Verzeker uw sloep — een klassieke recreatiesloep. De WA-Coverage is aanbevolen en vaak een eis van de jachthaven; met casco dekt u ook diefstal, schade en de motor. Wij vergelijken meer dan 30 Nederlandse verzekeraars. Onafhankelijk advies van Finass Insures.

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Personal advice

In 1 minute explained

Watch this short video to see what to look out for and which choices suit your situation.

Prefer to brainstorm directly? Contact us — wij kijken persoonlijk met u mee.

Insure a sloop with Finass Verzekert

Insuring your sloop

A sloop is a classic recreational sloop. You insure a sloop against collision, theft, and damage; the mooring and storage location also influence the premium. Third-party liability coverage is not legally mandatory but is highly recommended and often a requirement of the marina.

Bee Finass Insures We compare more than 30 insurers and look for the coverage that suits your sloop, taking into account the sailing area, the engine, and the correct value.

What should you look for in a sloop?

Pay attention to the sailing area, hull coverage, search and recovery on the water, insuring the engine, and any appraisal value. We provide independent advice.

More about the pleasure craft insurance

A boat or yacht represents considerable value and can cause damage on the water. pleasure craft insurance covers liability, damage, and theft of your vessel.

What does pleasure craft insurance cover?+
  • ✓Liability for damage to others on the water
  • ✓Damage to and theft of your vessel
  • ✓Fire, storm and sinking
  • ✓Engine, rigging and inventory (optional)
  • ✓Emergency response and recovery
  • ✓Compensation based on value or appraisal

We (Finass Verzekert) independently compare pleasure craft insurance from more than 30 insurers — so you get the best coverage at the most competitive premium.

Why is pleasure craft insurance important?+
  • ✓On the water, you are liable for damage to others.
  • ✓Hull insurance covers theft and damage to a valuable vessel.
  • ✓Recovery and assistance are also insured.
  • ✓Household contents and the motorcycle can be included in the insurance.
Who is pleasure craft insurance suitable for?+
  • ✓Owners of a sloop, sailboat, motorboat or yacht
  • ✓Water sports enthusiasts
  • ✓Owners of a valuable or new vessel
  • ✓Whoever stores the vessel in a marina
Tips for closing+
  • ✓Have a valuable vessel appraised
  • ✓Insure engine, rigging, and contents as well.
  • ✓Pay attention to the sailing area in the terms and conditions.
  • ✓Comply with the storage and security requirements
How do you find the best pleasure craft insurance?+

The premium depends on the type of vessel, its value, and the sailing area. Finass Verzekert independently compares more than 30 insurers for your boat or yacht.

Which coverage suits your sloop?

For a sloop, you can choose from Third-Party Liability (WA), Third-Party + Limited Hull, and All-Risk. Third-Party Liability is recommended; due to the value, full hull insurance is often sensible.

BASIC

Third-party liability insurance

Legally required minimum

Een pleasure craft insurance is in Nederland niet wettelijk verplicht, maar de WA-dekking (aansprakelijkheid) is sterk aan te raden en wordt door veel jachthavens geëist. WA dekt schade aan anderen, niet aan uw eigen vaartuig.

What is covered:
  • Damage to other vehicles
  • Injury to persons or third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOSEN
EXTENSIVE

Third-Party Liability + Limited Cover

Populair: casco & ligplaats

In addition to third-party liability coverage, also protection against damage to your own car caused by external factors that you cannot prevent.

Extra coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

For a new or expensive sloop

The most comprehensive coverage, including for damage to your own vessel such as collision or sinking, often based on replacement value or appraisal value.

Everything from WA+ plus:
  • Damage caused by one's own fault
  • Vandalism
  • Unknown cause
  • Total loss payout
  • Collision damage
Bereken All-risk-premie →
Comparison of coverages for your sloop
CoverageWAThird-Party Liability + Limited CoverAll-risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to own car due to own fault
Vandalism and unknown perpetrator
Recommended forOlder sloopRegular useNew sloop

Additional coverages for your sloop

Complete your sloop insurance with these modules and extensions.

Inventaris & uitrusting

Insuring the inventory, equipment, and movable items on board against damage and theft.

Opsporing, berging & hulp

Costs of search, salvage, and assistance on the water following a breakdown or damage.

Accidents involving passengers

Fixed benefit for permanent injury or death of persons on board following an accident.

Motorcycle & tuigage meeverzekerd

Coverage for the (outboard) engine, mast, rigging, and sails against damage and theft.

PREMIUM CALCULATION

What does your premium depend on?

The premium for your sloop depends on the type and value, the cruising area, the engine power, your berth or storage, and the chosen coverage.

By comparing via Finass Verzekert, you immediately see which insurer insures your sloop at the lowest cost.

1
Type & waarde
Cruising area and engine power
2
Number of claim-free years
The more years, the lower your premium (up to 80% discount)
3
Annual mileage
Berth, storage and no-claims years
4
Age of chief executive officer
Risk category based on your age
5
Postal code area
Regional theft and collision statistics

Insure your sloop or switch: this is how it works

The best way to insure your sloop is with the right coverage that suits your usage. We compare more than 30 insurers. Do you already have a policy? After the initial contract period, you can switch monthly; Finass Verzekert takes care of it, ensuring you are not left uninsured.

The 4 steps to switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best coverage for your sloop
  3. We handle the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

When can you cancel?

We search for the insurer that offers the most favorable coverage for your sloop, with good hull and salvage coverage, and handle the entire switch.

Insure your sloop or switch with Finass Verzekert

Frequently asked questions about your sloop

All the answers to the most frequently asked questions about your sloop at a glance.

Is boat insurance mandatory?

Een pleasure craft insurance is in Nederland niet wettelijk verplicht, maar de WA-dekking (aansprakelijkheid) is sterk aan te raden en wordt door veel jachthavens geëist. Vanwege de waarde is casco vaak verstandig.

Which coverage should I choose for my sloop?

You can choose from Third-Party Liability, Third-Party + Limited Cover, and All-Risk. The choice depends on the value, the sailing area, and the usage. We compare the options for you.

Where am I insured with my sloop?

You are insured on Dutch inland waterways by default. For wider inland waters, coastal waters, or abroad, you can expand your sailing area. We tailor this to your sailing plans.

Is my motorcycle insured?

Yes, you include the (outboard) motor, mast, rigging, and sails in the insurance against damage and theft. We ensure that everything is listed in the policy.

Is theft of my sloop covered?

With limited or full hull insurance, you are insured against theft. An approved lock, security measures, and a secure berth or storage facility are often requirements and reduce the premium.

Will I receive help and salvage on the water?

With the search and recovery module, you receive assistance on the water following a breakdown or damage, including recovery costs. We include this in our advice.

Can I insure my sloop at its appraised value?

For a yacht, classic boat, or wooden boat, insuring at appraised value is sensible so that the value is fixed in the event of damage. We arrange a valuation plan.

Can I get insurance without no-claims years?

Yes, that is always possible. We will find the insurer with the most favorable terms for your sloop.

Personal advice on your sloop at Finass Verzekert
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Why insure your sloop via Finass Insures?

As an independent advisor, we compare more than 30 Dutch insurers and know the key considerations for your sloop. Not a comparison site, but a real advisor.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • Knowledge of vesselssailing area, casco & berging
  • Personal adviceAvailable 6 days a week

What our customers say about their sloop

Customers rate Finass Verzekert on average with a 9.5 and the handling of car damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Mijn sloop is nu precies goed verzekerd. Finass adviseerde deskundig en scherp.”

G
Cees HL.
All-risk — sloep

“Fijn dat de Motorcycle en uitrusting zijn meeverzekerd. Helder advies.”

H
Haije B.
WA + Casco — sloop

“Goede cascodekking en snelle hulp op het water. Prettig geregeld.”

J
Doeke JS.
All-risk — sloep, berging

“Persoonlijk geholpen bij mijn sloop. Aanrader.”

K
Ekke KA.
WA + Casco — sloop

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Already insured and damaged?

Report your damage immediately, or consult your insurer's policy conditions and forms. In the event of damage, calling us is the fastest way. 072 - 509 24 56.

Ready to your sloop to insure?

Calculate your premium and discover with which insurer your sloop is well and affordably insured. Personal and independent advice from Finass Verzekert.

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