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speed pedelec verzekeren & compare premiums

Verzeker uw speed pedelec (tot 45 km/u) — wettelijk een bromfiets, dus WA-plicht en een verzekeringsplaat. Met casco dekt u ook diefstal en schade, inclusief de accu. Wij vergelijken meer dan 30 Nederlandse verzekeraars. Onafhankelijk advies van Finass Insures — AFM registered en Kifid-aangesloten.

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Speed-pedelec verzekeren bij Finass Verzekert

What is speed pedelec insurance?

A speed pedelec trapt mee tot 45 km/u en is wettelijk A MopedTherefore are a Third-party liability insurance and an insurance plate are mandatory., you need an AM driving license and wearing a helmet is mandatory.

The precious battery and mid-motor Preferably include this under the hull insurance. Due to the risk of theft, limited or full hull insurance is often advisable. At Finass Insures we compare more than 30 insurers.

What should you look for in a speed pedelec?

Let op de WA-plicht en verzekeringsplaat, het meeverzekeren van accu en Motorcycle, goede beveiliging en uw woonplaats. Wij adviseren u onafhankelijk.

Which coverage suits your speed pedelec?

A speed pedelec (up to 45 km/h) is legally classified as a moped: third-party liability insurance is mandatory. With limited or comprehensive coverage, you also cover theft and damage to the bike itself, including the expensive battery and motor.

BASIC

Third-party liability insurance

Legally required minimum

The legally required basic coverage. Third-party liability covers damage to others, but not to your own speed pedelec or theft.

What is covered:
  • Damage to other vehicles
  • Personal injury to third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOSEN
EXTENSIVE

Third-Party Liability + Limited Cover

Populair: diefstal & accu gedekt

In addition to third-party liability coverage, also protection against damage to your own car caused by external factors that you cannot prevent.

Extra coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

Recommended for a new bike

The most comprehensive coverage, including for your own fault and damage to the bike, with battery and motor insured. The ideal choice for an expensive speed pedelec.

Everything from WA+ plus:
  • Damage caused by one's own fault
  • Vandalism
  • Unknown cause
  • Total loss payout
  • Collision damage
Bereken All-risk-premie →
Comparison of covers for your speed pedelec
CoverageWAThird-Party Liability + Limited CoverAll-risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to own car due to own fault
Vandalism and unknown perpetrator
Recommended forOlder bicycleRegular useNew bike

Additional coverages for your speed pedelec

Complete your speed pedelec insurance with these modules and extensions.

Diefstal & beperkt casco

Dekking bij diefstal, brand en schade — een speed pedelec is een gewild doelwit.

Accu & Motorcycle meeverzekerd

The battery and mid-mounted motor account for a large part of the value; include them in the hull insurance.

Roadside assistance

24/7 hulp bij pech, met berging en vervangend vervoer waar mogelijk.

Accident coverage

Fixed benefit in the event of permanent injury or death following an accident with your speed pedelec.

PREMIUM CALCULATION

What does your speed pedelec premium depend on?

The premium for a speed pedelec depends on the value (battery and motor), your place of residence (risk of theft), the chosen coverage, your age, and your claim-free years. A speed pedelec has an insurance plate and falls under moped regulations.

By comparing via Finass Verzekert, you can see which insurer insures your speed pedelec most affordably, with the battery and motor included in the coverage.

1
Waarde & woonplaats
Battery and motor value
2
Number of claim-free years
The more years, the lower your premium (up to 80% discount)
3
Annual mileage
no-claims years and chosen coverage
4
Age of chief executive officer
Risk category based on your age
5
Postal code area
Regional theft and collision statistics

Insuring your speed pedelec or switching: this is how it works

The best way to insure your speed pedelec is with the right coverage that suits your usage. We compare more than 30 insurers. Do you already have a policy? After the initial contract period, you can switch monthly; Finass Verzekert takes care of it, ensuring you are not left uninsured.

The 4 steps to switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best coverage for your speed pedelec
  3. We handle the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

When can you cancel?

For a speed pedelec, ensure that the battery and motor are included in the insurance and that you display a license plate. We will find the insurer that offers the most favorable coverage for your bike and handle the entire switch.

Insure your speed pedelec or switch with Finass Verzekert

Frequently asked questions about your speed pedelec

All the answers to the most frequently asked questions about your speed pedelec at a glance.

Is speed pedelec insurance mandatory?

Ja. Een speed-pedelec (tot 45 km/u) is wettelijk een bromfiets, dus een Third-party liability insurance en een verzekeringsplaat zijn verplicht. Rijden zonder is strafbaar.

Which driver's license and helmet do I need?

You need at least an AM driving licence, and an approved (speed pedelec or moped) helmet is mandatory. We advise you on the requirements.

Is de accu van mijn speed pedelec meeverzekerd?

Under comprehensive coverage, you also insure the battery and mid-drive motor. Because these represent a significant part of the value, this is important. We ensure that this is stated in the policy.

Which coverage should I choose?

WA is het minimum. Vanwege de waarde en het diefstalrisico is beperkt of COMPLETE casco vaak verstandig. Wij vergelijken de opties voor u.

Is theft covered?

Alleen met beperkt of COMPLETE casco. Goede beveiliging (ART-slot) is vaak een voorwaarde en verlaagt de premie.

How is my premium determined?

Based on value (battery and motor), your place of residence, security, age, and claim-free years. By comparing, you will find the most competitive premium.

Does my insurance also apply abroad?

In most EU countries, you are insured with third-party liability coverage; check the Green Card beforehand. Comprehensive coverage abroad varies by insurer.

Can I get insurance without no-claims years?

Yes. Without claim-free years, you start at a lower tier and pay more, but insurance is always possible. We look for the most favorable starting tier.

Personal advice on your speed pedelec at Finass Verzekert
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Why insure your speed pedelec via Finass Insures?

As an independent advisor, we compare more than 30 Dutch insurers and know the key considerations for your speed pedelec. Not a comparison site, but a real advisor.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • Knowledge of speed pedelecsAccu, Motorcycle & kentekenplaat
  • Personal adviceAvailable 6 days a week

What our customers say about their speed pedelec

Customers rate Finass Verzekert on average with a 9.5 and the handling of car damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Mijn speed pedelec heeft een dure accu en motor. Finass verzekerde die netjes mee. Zorgeloos naar het werk.”

N
Names B.
Volledig casco — speed pedelec

“Fijn dat de verzekeringsplaat en WA meteen goed geregeld waren. Helder advies.”

O
Obbe D.
WA — speed pedelec

“Dankzij een ART-slot en de cascodekking rij ik met een gerust hart. Scherpe Premium.”

P
Popke M.
Beperkt casco — speed pedelec

“Snel en persoonlijk geholpen bij mijn nieuwe speed pedelec. Aanrader.”

R
Rienk S.
Volledig casco — speed pedelec

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Ready to your speed pedelec to insure?

Calculate your premium and discover with which insurer your speed pedelec is well and affordably insured. Personal and independent advice from Finass Verzekert.

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