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electric scooter verzekeren & compare premiums

Verzeker uw electric scooter — met de kostbare accu meeverzekerd. WA is wettelijk verplicht, en met beperkt of volledig casco dekt u ook diefstal en schade aan uw eigen e-scooter. Wij vergelijken meer dan 30 Nederlandse verzekeraars. Onafhankelijk advies van Finass Insures — AFM registered en Kifid-aangesloten.

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Insuring an electric scooter with Finass Verzekert

What is electric scooter insurance?

A electric scooter Insures u grotendeels als een gewone snor- of bromscooter, met één belangrijk verschil: de battery represents a large part of the value. You preferably include this in the comprehensive coverage. As with any scooter, a Third-party liability insurance legally required.

Whether your e-scooter has a blue (moped, 25 km/h) or yellow (scooter, 45 km/h) license plate partly determines the premium and the helmet requirement. Due to the risk of theft, limited or comprehensive coverage is often advisable. At Finass Insures we compare more than 30 insurers with good EV conditions.

What should you look for in an electric scooter?

Pay attention to insuring the battery and charger, the chosen coverage, good security (ART lock), your place of residence (theft risk), and the license plate (blue or yellow). We provide independent advice and handle everything completely.

Which coverage suits your electric scooter?

For an electric scooter, you can choose from Third-Party Liability (WA), Third-Party + Limited Cover, and Full Cover. Third-Party Liability is mandatory; due to the battery value and the risk of theft, limited or full coverage is often advisable, with the battery included in the insurance.

BASIC

Third-party liability insurance

Legally required minimum

The legally required basic coverage. Third-party liability covers damage to others, but not to your own e-scooter, the battery, or theft.

What is covered:
  • Damage to other vehicles
  • Personal injury to third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOSEN
EXTENSIVE

Third-Party Liability + Limited Cover

Populair: diefstal & battery gedekt

In addition to third-party liability coverage, also protection against damage to your own car caused by external factors that you cannot prevent.

Extra coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

Recommended for an e-scooter

The most comprehensive coverage, including for your own fault and damage to your own scooter, with the battery insured. The ideal choice for an electric scooter.

Everything from WA+ plus:
  • Damage caused by one's own fault
  • Vandalism
  • Unknown cause
  • Total loss payout
  • Collision damage
Bereken All-risk-premie →
Comparison of covers for your electric scooter
CoverageWAThird-Party Liability + Limited CoverAll-risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to own car due to own fault
Vandalism and unknown perpetrator
Recommended forOlder e-scooterRegular useNew e-scooter

Additional coverages for your electric scooter

Complete your electric scooter insurance with these modules and extensions.

battery & lader meeverzekerd

The battery accounts for a large part of the value. Insure it and the charger under comprehensive coverage, at home and on the road.

Diefstal & beperkt casco

Coverage bij diefstal, brand, storm en ruitschade — belangrijk omdat e-scooters gewild zijn bij dieven.

Scooter roadside assistance

24/7 roadside assistance, with recovery and replacement transport where possible.

Passenger accident coverage

Fixed benefit for permanent injury or death of the driver and passenger following an accident.

PREMIUM CALCULATION

What does your e-scooter premium depend on?

The premium for a electric scooter It depends on the battery value and brand, your place of residence (risk of theft), the license plate (blue or yellow), the chosen coverage, your age, and your claim-free years. Insurers assess e-scooters differently.

By comparing via Finass Verzekert, you can see which insurer insures your e-scooter most affordably, with the battery correctly included in the coverage.

1
Accuwaarde & woonplaats
Brand and security (ART lock)
2
Number of claim-free years
Hoe meer jaren, hoe lager uw Premium (tot 80% korting)
3
Annual mileage
no-claims years and chosen coverage
4
Age of chief executive officer
Risk category based on your age
5
Postal code area
Regional theft and collision statistics

Insuring your electric scooter or switching: this is how it works

The best way to insure your electric scooter is with the right coverage that suits your usage. We compare more than 30 insurers. Do you already have a policy? After the initial contract period, you can switch monthly; Finass Verzekert takes care of it, ensuring you are not left uninsured.

The 4 steps to switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best coverage for your electric scooter
  3. We handle the cancellation with your old insurer
  4. Uw nieuwe polis takes effect immediately after the notice period

When can you cancel?

When choosing an electric scooter, ensure that the battery and charger are included in the insurance and that you have adequate theft protection. We will find the insurer that offers the most favorable coverage for your e-scooter and handle the entire switch.

Insure your electric scooter or switch with Finass Verzekert

Frequently asked questions about your electric scooter

Alle antwoorden op de meest gestelde vragen over uw electric scooter op een rij.

Is electric scooter insurance mandatory?

Yes. For every electric scooter, at least third-party liability insurance is legally required; this covers damage to others. Riding without insurance is a punishable offense.

Is my e-scooter battery covered by the insurance?

Under comprehensive coverage (limited or full comprehensive), you include the battery in the insurance. Because the battery represents a significant portion of the value, this is important. We ensure that the battery and charger are listed on the policy.

Which coverage should I choose for my electric scooter?

Third-party liability is the minimum. Due to the battery value and the risk of theft, limited or comprehensive coverage is often advisable. We compare the options for you.

Is theft of my e-scooter covered by insurance?

Only with limited or full hull coverage. An approved ART lock is often a requirement and lowers the premium. We ensure the coverage is correct.

What is the difference between a light moped and a light scooter?

A light moped has a blue license plate and travels at 25 km/h; a light scooter has a yellow license plate and travels at 45 km/h. The license plate partly determines the premium and the helmet requirement. We insure both.

How is my e-scooter premium determined?

Mainly due to battery value and brand, your place of residence, license plate, security features, your age, and claim-free years. By comparing, you will find the most competitive premium.

Does my insurance also apply abroad?

In most EU countries, you are insured with third-party liability coverage; check the Green Card in advance. Charging en route is not covered by the insurance. Comprehensive coverage abroad varies by insurer.

Can I insure my e-scooter without any no-claims bonus?

Yes. Without claim-free years, you start at a lower tier and pay more, but insurance is always possible. We look for the insurer with the most favorable starting tier.

Personal advice on your electric scooter at Finass Verzekert
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Why insure your electric scooter via Finass Insures?

As an independent advisor, we compare more than 30 Dutch insurers and know the key considerations for your electric scooter. Not a comparison site, but a real advisor.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • Specialist in electric drivingbattery, lader & diefstal
  • Personal adviceAvailable 6 days a week

What our customers say about their electric scooter

Customers rate Finass Verzekert on average with a 9.5 and the handling of car damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Mijn e-Scooter heeft een dure accu. Finass verzekerde die netjes mee. Zorgeloos rijden.”

R
Rens V.
COMPLETE casco — e-scooter, accu

“Voor mijn electric scooter zocht ik goede EV-voorwaarden. Het advies was helder en eerlijk.”

F
Fardau K.
COMPLETE casco — e-scooter

“Finass adviseerde een ART-slot en regelde de diefstaldekking. Scherpe Premium.”

W
Wietse B.
Beperkt casco — e-Scooter

“Snel en persoonlijk geholpen. Fijn dat een echte adviseur meekeek bij mijn e-Scooter.”

L
Lonneke D.
WA — e-Scooter

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Delivery van →

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Category: Traffic  ·  Car brands  ·  Moped  ·  Car insurance

Ready to your electric scooter to insure?

Calculate your premium and discover with which insurer your electric scooter is well and affordably insured. Personal and independent advice from Finass Verzekert.

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