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trike verzekeren & compare premiums

Verzeker uw Trike (driewielige motor) — WA is verplicht, en met casco dekt u ook diefstal en schade. Wij adviseren u over het juiste rijbewijs en de kentekenregeling. Onafhankelijk advies van Finass Insures.

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WA verplicht & het juiste rijbewijs
Personal advice

In 1 minute explained

Watch this short video to see what to look out for and which choices suit your situation.

Prefer to brainstorm directly? Contact us — wij kijken persoonlijk met u mee.

Insuring a trike with Finass Verzekert

Insuring your trike

A Trike is a three-wheeled motor vehicle that you insure as a motorcycle: the Third-party liability coverage is legally requiredDepending on the type, you need a motorcycle licence (A) or sometimes a car licence (B); the registration regulations also differ.

Due to the value is limited or full hull often wise, with coverage against theft and damage. At Finass Insures We compare more than 30 insurers and look for the party that insures your trike well.

What should you look for in a trike?

Pay attention to the correct driver's license and the license plate regulations, the value, theft coverage, and the chosen coverage. We provide independent advice.

More about the motorcycle insurance

A motorcycle, scooter, or moped is subject to statutory insurance. However, with only third-party liability insurance, you are not covered for theft or damage to your own vehicle. motorcycle insurance You can tailor coverage from third-party liability to comprehensive to the value of your vehicle.

What does motorcycle insurance cover?+
  • ✓Third-party liability (mandatory): damage you cause to others
  • ✓Limited hull coverage: theft, fire, storm, and glass damage
  • ✓All-risk: also includes damage to your own vehicle caused by your own fault
  • ✓Accessories and extension (optional)
  • ✓Additional: passenger accident insurance and roadside assistance
  • ✓claim-free years and no-claim discount

We (Finass Verzekert) independently compare motorcycle insurance from more than 30 insurers — so you get the best coverage at the most competitive premium.

Why is motorcycle insurance important?+
  • ✓Third-party liability is legally mandatory for every motor vehicle.
  • ✓Theft and damage to your own vehicle are only covered by comprehensive insurance.
  • ✓Comprehensive insurance pays off for a new or valuable motorcycle.
  • ✓You build up claim-free years
Who is motorcycle insurance suitable for?+
  • ✓Motorcycle, scooter, and moped riders
  • ✓Owners of a new or expensive two-wheeler
  • ✓Whoever parks the vehicle in a theft-prone area
  • ✓Seasonal drivers (with a suspension or storage discount)
Tips for closing+
  • ✓Choose the coverage based on the value and age of your vehicle.
  • ✓Insure expensive accessories and attachments separately
  • ✓Pay attention to the storage requirements against theft.
  • ✓Consider passenger accident insurance and roadside assistance
How do you find the best motorcycle insurance?+

The premium depends on the type of vehicle, your age, place of residence, and claim-free years. Finass Verzekert independently compares more than 30 insurers for the right coverage at the most competitive premium.

Which coverage suits your trike?

You insure a trike (three-wheeled motorcycle) as a motor vehicle: third-party liability is mandatory. With limited or comprehensive casco insurance, you also cover theft and damage to the trike itself.

BASIC

Third-party liability insurance

Legally required minimum

The legally required basic coverage. Third-party liability covers damage to others, but not to your own trike or theft.

What is covered:
  • Damage to other vehicles
  • Injury to persons or third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOSEN
EXTENSIVE

Third-Party Liability + Limited Cover

Populair: diefstal & schade gedekt

In addition to third-party liability coverage, also protection against damage to your own car caused by external factors that you cannot prevent.

Extra coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

For a new or expensive trike

The most comprehensive coverage, including for your own fault and damage to your own trike. Recommended due to its value.

Everything from WA+ plus:
  • Damage caused by one's own fault
  • Vandalism
  • Unknown cause
  • Total loss payout
  • Collision damage
Bereken All-risk-premie →
Comparison of covers for your Trike
CoverageWAThird-Party Liability + Limited CoverAll-risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to own car due to own fault
Vandalism and unknown perpetrator
Recommended forOlder trikeRegular useNew trike

Additional coverages for your Trike

Complete your Trike insurance with these modules and extensions.

Diefstal & beperkt casco

Coverage bij diefstal, brand, storm en schade — motoren zijn een gewild doelwit.

Accessoires & motorkleding

Insuring valuable accessories, cases, helmet, and motorcycle clothing against damage or theft.

Motorcycle roadside assistance

24/7 roadside assistance, with recovery and replacement transport where possible.

Passenger accident insurance

Fixed benefit for permanent injury or death of the driver and passenger following an accident.

PREMIUM CALCULATION

What does your trike premium depend on?

The premium for a Trike depends on the type and value, the power, your driver's license, your place of residence, and the chosen coverage. A trike is subject to its own driver's license and registration regulations; we advise you.

By comparing via Finass Verzekert, you immediately see which insurer insures your trike at the lowest cost.

1
Type & waarde
Power and performance
2
Number of claim-free years
The more years, the lower your premium (up to 80% discount)
3
Annual mileage
Place of residence and no-claims years
4
Age of chief executive officer
Risk category based on your age
5
Postal code area
Regional theft and collision statistics

Insuring your Trike or switching: this is how it works

The best way to insure your trike is with the right coverage that suits your motorcycle and usage. We compare more than 30 insurers. Do you already have a policy? After the initial contract period, you can switch monthly; Finass Verzekert takes care of it, ensuring you are not left uninsured.

The 4 steps to switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best coverage for your Trike
  3. We handle the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

When can you cancel?

For a trike, pay attention to the correct driver's license and registration regulations, as well as good theft coverage. We find the right insurer and handle the entire switch.

Insure your Trike or switch with Finass Verzekert

Frequently asked questions about your Trike

All the answers to the most frequently asked questions about your Trike at a glance.

How much does trike insurance cost?

That depends on the engine displacement and power, your driver's license and age, your place of residence, the chosen coverage, and your claim-free years. By comparing more than 30 insurers via Finass Verzekert, you will find the most competitive premium.

Which coverage should I choose for my trike?

Third-party liability is legally mandatory. Due to the risk of theft and damage, limited or comprehensive coverage is often advisable. Calculate your premium using the tool to compare the options.

Is theft of my trike covered by insurance?

Only with limited or full hull coverage. An approved ART lock or alarm is often a requirement and lowers the premium. We ensure the coverage is correct.

Which driver's license do I need?

For a trike, depending on the type, you need a motorcycle license (A) or sometimes a car license (B). We advise you on your specific trike and the premium implications.

Can I suspend my trike's registration in the winter?

Yes. Many motorcyclists suspend their insurance or opt for seasonal coverage for the winter. The comprehensive coverage (theft, fire) can continue. We explain the options.

Are my helmet and motorcycle gear covered?

With additional accessory and clothing coverage, you insure your helmet, suit, and cases against damage and theft. We help take care of it.

Does my trike insurance also apply abroad?

In most EU countries, you are insured with third-party liability coverage; check your Green Card in advance. Comprehensive coverage abroad varies by insurer; we advise you on this.

Can I insure my trike without no-claims bonus?

Yes. Without claim-free years, you start at a lower tier and pay more, but insurance is always possible. We look for the insurer with the most favorable starting tier.

Personal advice on your Trike at Finass Verzekert
Finass mascot

Why insure your Trike via Finass Insures?

As an independent advisor, we compare more than 30 Dutch insurers and know the key considerations for your Trike. Not a comparison site, but a real advisor.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • Knowledge of trikesRijbewijs, kenteken & casco
  • Personal adviceAvailable 6 days a week

What our customers say about their trike

Customers rate Finass Verzekert on average with a 9.5 and the handling of car damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Mijn trike is netjes verzekerd, inclusief diefstal. Finass adviseerde over het rijbewijs en de Coverage.”

U
Marnix M.
All-risk — trike

“Fijn dat de kenteken- en rijbewijskant helder werd explained. Snel geregeld.”

V
Vince R.
WA + Casco — Trike, diefstal

“Finass kende een verzekeraar die trikes goed Insures. Scherpe premie.”

W
Wietse P.
All-risk — trike

“Als trikerijder wilde ik alles goed geregeld. Persoonlijk geholpen.”

X
Xander W.
All-risk — trike

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Category: Traffic  ·  Motorcycle  ·  Scooter  ·  Auto

Already insured and damaged?

Report your damage immediately, or consult your insurer's policy conditions and forms. In the event of damage, calling us is the fastest way. 072 - 509 24 56.

Ready to your trike to insure?

Calculate your premium and discover with which insurer your Trike is well and affordably insured. Personal and independent advice from Finass Verzekert.

Damage on the road? Emergency line 24/7: 06 - 55 20 40 72