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Motor scooter verzekeren & compare premiums

Verzeker uw zwaardere scooter (vanaf 125 cc) — die u met een motorrijbewijs rijdt en als motor Insures. WA is verplicht; met casco dekt u ook diefstal en schade. Wij vergelijken meer dan 30 Nederlandse verzekeraars. Onafhankelijk advies van Finass Insures.

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AFM registeredKifid affiliatedIndependent advisor
Compare independently
30+ insurers
125 cc+ on a motorcycle license
Personal advice

In 1 minute explained

Watch this short video to see what to look out for and which choices suit your situation.

Prefer to brainstorm directly? Contact us — wij kijken persoonlijk met u mee.

Insure your motor scooter with Finass Verzekert

Insuring your motor scooter

A Motor scooter vanaf 125 cc rijdt u met een motorrijbewijs (A1, A2 of A) en Insures u als motor — anders dan een lichte snor- of bromscooter (AM-rijbewijs). De Third-party liability coverage is legally required.

Because scooters are a popular target for theft, is limited or full hull often wise. At Finass Insures we compare more than 30 insurers and look for the coverage that suits your motor scooter.

What should you look for in a motor scooter?

Pay attention to the correct driver's license, theft coverage, good security (ART lock), and your place of residence. We provide independent advice.

More about the motorcycle insurance

A motorcycle, scooter, or moped is subject to statutory insurance. However, with only third-party liability insurance, you are not covered for theft or damage to your own vehicle. motorcycle insurance You can tailor coverage from third-party liability to comprehensive to the value of your vehicle.

What does motorcycle insurance cover?+
  • ✓Third-party liability (mandatory): damage you cause to others
  • ✓Limited hull coverage: theft, fire, storm, and glass damage
  • ✓All-risk: also includes damage to your own vehicle caused by your own fault
  • ✓Accessories and extension (optional)
  • ✓Additional: passenger accident insurance and roadside assistance
  • ✓claim-free years and no-claim discount

We (Finass Verzekert) independently compare motorcycle insurance from more than 30 insurers — so you get the best coverage at the most competitive premium.

Why is motorcycle insurance important?+
  • ✓Third-party liability is legally mandatory for every motor vehicle.
  • ✓Theft and damage to your own vehicle are only covered by comprehensive insurance.
  • ✓Comprehensive insurance pays off for a new or valuable motorcycle.
  • ✓You build up claim-free years
Who is motorcycle insurance suitable for?+
  • ✓Motorcycle, scooter, and moped riders
  • ✓Owners of a new or expensive two-wheeler
  • ✓Whoever parks the vehicle in a theft-prone area
  • ✓Seasonal drivers (with a suspension or storage discount)
Tips for closing+
  • ✓Choose the coverage based on the value and age of your vehicle.
  • ✓Insure expensive accessories and attachments separately
  • ✓Pay attention to the storage requirements against theft.
  • ✓Consider passenger accident insurance and roadside assistance
How do you find the best motorcycle insurance?+

The premium depends on the type of vehicle, your age, place of residence, and claim-free years. Finass Verzekert independently compares more than 30 insurers for the right coverage at the most competitive premium.

Which coverage suits your motor scooter?

You ride a heavier scooter (from 125 cc) with a motorcycle license and insure it as a motorcycle. Third-party liability is mandatory; with limited or comprehensive coverage, you also cover theft and damage.

BASIC

Third-party liability insurance

Legally required minimum

The legally required basic coverage. Third-party liability covers damage to others, but not to your own motor scooter or theft.

What is covered:
  • Damage to other vehicles
  • Injury to persons or third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOSEN
EXTENSIVE

Third-Party Liability + Limited Cover

Populair: diefstal & brand gedekt

In addition to third-party liability coverage, also protection against damage to your own car caused by external factors that you cannot prevent.

Extra coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

For a new or expensive motor scooter

The most comprehensive coverage, including for your own fault and damage to your own motor scooter. Recommended due to the risk of theft.

Everything from WA+ plus:
  • Damage caused by one's own fault
  • Vandalism
  • Unknown cause
  • Total loss payout
  • Collision damage
Bereken All-risk-premie →
Comparison of covers for your motor scooter
CoverageWAThird-Party Liability + Limited CoverAll-risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to own car due to own fault
Vandalism and unknown perpetrator
Recommended forOlder motor scooterRegular useNew motor scooter

Additional coverages for your motor scooter

Complete your motor scooter insurance with these modules and extensions.

Diefstal & beperkt casco

Coverage bij diefstal, brand, storm en schade — motoren zijn een gewild doelwit.

Accessoires & motorkleding

Insuring valuable accessories, cases, helmet, and motorcycle clothing against damage or theft.

Motorcycle roadside assistance

24/7 roadside assistance, with recovery and replacement transport where possible.

Passenger accident insurance

Fixed benefit for permanent injury or death of the driver and passenger following an accident.

PREMIUM CALCULATION

What does your motor scooter premium depend on?

The premium for a Motor scooter (125 cc or more) depends on the engine capacity, the value, your driving license (A1/A2/A), your place of residence (theft risk), and the chosen coverage. We advise you on the correct setup.

By comparing via Finass Verzekert, you immediately see which insurer insures your motor scooter at the lowest cost.

1
Cilinderinhoud & waarde
Driving license A1, A2 or A
2
Number of claim-free years
The more years, the lower your premium (up to 80% discount)
3
Annual mileage
no-claims years and chosen coverage
4
Age of chief executive officer
Risk category based on your age
5
Postal code area
Regional theft and collision statistics

Insure your motor scooter or switch: this is how it works

The best way to insure your motor scooter is with the right coverage that suits your scooter and usage. We compare more than 30 insurers. Do you already have a policy? After the initial contract period, you can switch monthly; Finass Verzekert takes care of it, ensuring you are not left uninsured.

The 4 steps to switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best coverage for your motor scooter
  3. We handle the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

When can you cancel?

When choosing a motor scooter, pay attention to theft coverage and good security (ART lock). We find the insurer that offers the most favorable coverage for your motor scooter and handle the entire switch.

Insure your motor scooter or switch with Finass Verzekert

Frequently asked questions about your motor scooter

All the answers to the most frequently asked questions about your motor scooter at a glance.

How much does motor scooter insurance cost?

That depends on the engine displacement and power, your driver's license and age, your place of residence, the chosen coverage, and your claim-free years. By comparing more than 30 insurers via Finass Verzekert, you will find the most competitive premium.

Which coverage should I choose for my motor scooter?

Third-party liability is legally mandatory. A motor scooter (125 cc+) differs from a light moped or scooter. Due to the risk of theft and damage, limited or comprehensive coverage is often advisable. Calculate your premium using the tool to compare the options.

Is theft of my motor scooter covered by insurance?

Only with limited or full hull coverage. An approved ART lock or alarm is often a requirement and lowers the premium. We ensure the coverage is correct.

Which driver's license do I need?

For a 125cc motor scooter, you require an A1 driving licence; heavier vehicles require an A2 or A licence. This is different from a light moped (AM). We advise you.

Can I suspend my motor scooter for the winter?

Yes. Many motorcyclists suspend their insurance or opt for seasonal coverage for the winter. The comprehensive coverage (theft, fire) can continue. We explain the options.

Are my helmet and motorcycle gear covered?

With additional accessory and clothing coverage, you insure your helmet, suit, and cases against damage and theft. We help take care of it.

Does my motor scooter insurance also apply abroad?

In most EU countries, you are insured with third-party liability coverage; check your Green Card in advance. Comprehensive coverage abroad varies by insurer; we advise you on this.

Can I insure my motor scooter without no-claims bonus?

Yes. Without claim-free years, you start at a lower tier and pay more, but insurance is always possible. We look for the insurer with the most favorable starting tier.

Personal advice on your motor scooter at Finass Verzekert
Finass mascot

Why insure your motor scooter via Finass Insures?

As an independent advisor, we compare more than 30 Dutch insurers and know the key considerations for your motor scooter. Not a comparison site, but a real advisor.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • Knowledge of motor scooters125 cc+ & diefstal
  • Personal adviceAvailable 6 days a week

What our customers say about their Motor scooter

Customers rate Finass Verzekert on average with a 9.5 and the handling of car damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Mijn 125cc-Scooter is als motor verzekerd, met goede diefstaldekking. Finass regelde het scherp.”

Y
Yme V.
Allrisk — Motor scooter

“Helder advies over het verschil met een gewone Scooter en het rijbewijs. Prettig.”

Z
Zeno K.
WA + Casco — Motor scooter, diefstal

“Finass adviseerde een ART-slot; dat scheelde in de Premium. Snel geregeld.”

A
Aafke B.
Allrisk — Motor scooter

“Als forens wilde ik mijn Motor scooter goed verzekerd. Persoonlijk geholpen.”

B
Brechje D.
Allrisk — Motor scooter

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Category: Traffic  ·  Motorcycle  ·  Scooter  ·  Auto

Already insured and damaged?

Report your damage immediately, or consult your insurer's policy conditions and forms. In the event of damage, calling us is the fastest way. 072 - 509 24 56.

Ready to your Motor scooter to insure?

Calculate your premium and discover with which insurer your motor scooter is well and affordably insured. Personal and independent advice from Finass Verzekert.

Damage on the road? Emergency line 24/7: 06 - 55 20 40 72