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e-scooter verzekeren & compare premiums

Verzeker uw e-step — met dekking voor Liability en, desgewenst, diefstal en schade aan de step zelf. Let op: alleen goedgekeurde e-steps mogen de openbare weg op. Wij adviseren u over de regels en vergelijken de verzekeraars. Onafhankelijk advies van Finass Insures.

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Insuring an e-scooter with Finass Verzekert

What is e-scooter insurance?

Een e-scooter is an electric scooter. Legislation regarding e-scooters on public roads is under development: only approved, licensed models will (soon) be allowed on the road, and a third-party liability obligation as with a moped. We advise you on the current rules.

The most important coverage is Liability for damage to others. For an expensive e-scooter, you can also insure against theft and damage to the scooter (including the battery). At Finass Insures we compare the possibilities.

What should you look for in an e-scooter?

Check whether your e-scooter is permitted on public roads, liability coverage, and any theft and comprehensive coverage, including the battery. We provide independent advice.

Which coverage suits your e-scooter?

For an e-scooter, the most important coverage is third-party liability for damage to others. Please note: only approved, registered e-scooters will (soon) be allowed on public roads; we advise you on the current rules and coverage.

BASIC

Third-party liability insurance

Legally required minimum

The basic liability coverage: damage you cause to others with your e-scooter.

What is covered:
  • Damage to other vehicles
  • Personal injury to third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOSEN
EXTENSIVE

Third-Party Liability + Limited Cover

Diefstal & schade gedekt

In addition to third-party liability coverage, also protection against damage to your own car caused by external factors that you cannot prevent.

Extra coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

For a new or expensive e-scooter

The most comprehensive coverage, also for theft and damage to the e-scooter itself, including the battery. Recommended for a valuable e-scooter.

Everything from WA+ plus:
  • Damage caused by one's own fault
  • Vandalism
  • Unknown cause
  • Total loss payout
  • Collision damage
Bereken All-risk-premie →
Comparison of covers for your e-scooter
CoverageWAThird-Party Liability + Limited CoverAll-risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to own car due to own fault
Vandalism and unknown perpetrator
Recommended forOlder e-scooterRegular useNew e-scooter

Additional coverages for your e-scooter

Complete your e-scooter insurance with these modules and extensions.

Diefstal & casco

Coverage bij diefstal en schade aan uw e-step — inclusief de accu.

Accu & lader

The battery accounts for a large part of the value; insure it and the charger as well.

Liability

Third-party liability coverage for damage you cause to others with your e-scooter.

Accident coverage

Fixed benefit for permanent injury or death following an accident.

PREMIUM CALCULATION

What does your e-scooter premium depend on?

The premium for a e-scooter depends on the value, your place of residence, the chosen coverage, and the applicable rules. Legislation regarding e-scooters on public roads is evolving; we will keep you informed about what is permitted and how to insure yourself.

By comparing via Finass Verzekert, you can see which insurer insures your e-scooter most affordably and correctly.

1
Waarde & type e-scooter
Approved (RDW) or not
2
Number of claim-free years
The more years, the lower your premium (up to 80% discount)
3
Annual mileage
Selected coverage
4
Age of chief executive officer
Risk category based on your age
5
Postal code area
Regional theft and collision statistics

Insuring your e-scooter or switching: here's how it works

The best way to insure your e-scooter is with the right coverage that suits your usage. We compare more than 30 insurers. Do you already have a policy? After the initial contract period, you can switch monthly; Finass Verzekert takes care of it, ensuring you are not left uninsured.

The 4 steps to switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best coverage for your e-scooter
  3. We handle the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

Wanneer kunt u opzeggen?

The rules surrounding e-scooters are changing; we advise you on what is permitted and the corresponding coverage, and arrange the insurance fully.

Insure your e-scooter or switch with Finass Verzekert

Frequently asked questions about your e-scooter

All the answers to the most frequently asked questions about your e-scooter at a glance.

Am I allowed to take my e-scooter on public roads?

Only approved and licensed e-scooters are allowed on public roads; many models are not (yet) permitted. The rules are under development. We advise you on the current situation.

Is e-scooter insurance mandatory?

For an e-scooter permitted on the road, third-party liability insurance is mandatory, just like for a moped. Different rules apply for use on private property. We will explain it to you.

Is the battery of my e-scooter covered by the insurance?

With comprehensive coverage, you also insure the battery and the e-scooter itself against damage and theft. We ensure that this is correctly stated in the policy.

Which coverage should I choose for my e-scooter?

The basis is liability (third-party liability). For an expensive e-scooter, additional comprehensive and theft coverage is advisable. We compare the options.

Is theft covered?

With hull or theft coverage, yes. Good security is often a requirement. We ensure the coverage is correct.

How is my premium determined?

Based on the value, the type of e-scooter, your place of residence, and the chosen coverage. By comparing, you will find the most competitive premium.

Does my insurance apply abroad?

This varies by country and insurer; in many countries, separate rules apply to e-scooters. We advise you on this.

Can I insure my e-scooter without any no-claims bonus?

Yes, insurance is always possible. We will find the insurer with the most favorable terms for your situation.

Personal advice on your e-scooter at Finass Verzekert
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Why insure your e-scooter via Finass Insures?

As an independent advisor, we compare more than 30 Dutch insurers and know the key considerations for your e-scooter. Not a comparison site, but a real advisor.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • Up to date with e-scooter rulesLiability & casco
  • Personal adviceAvailable 6 days a week

What our customers say about their e-scooter

Customers rate Finass Verzekert on average with a 9.5 and the handling of car damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Ik wist niet goed of mijn e-step verzekerd moest. Finass legde de regels helder uit en regelde de Coverage.”

A
Auke V.
WA — e-scooter

“Fijn dat de Liability goed geregeld is. Duidelijk advies over wat mag.”

B
Baukje K.
WA — e-scooter

“Mijn e-scooter is meeverzekerd tegen diefstal, inclusief de accu. Prettig geregeld.”

C
Cobus B.
Casco — e-scooter

“Snel en persoonlijk geholpen. Aanrader voor wie zekerheid wil over de e-scooter-regels.”

D
Djoeke D.
WA — e-scooter

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Category: Traffic  ·  Scooter  ·  Moped car  ·  Car brands

Ready to your e-scooter to insure?

Calculate your premium and discover with which insurer your e-scooter is well and affordably insured. Personal and independent advice from Finass Verzekert.

Damage on the road? Emergency line 24/7: 06 - 55 20 40 72