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Import car insurance vergelijken & save immediately

Een geïmporteerde auto Insures u het best bij een maatschappij die imports accepteert — vaak op fixed appraisal valueWe compare more than 30 Dutch insurers, including specialists in import, and calculate your premium by license plate within 2 minutes. Independent advice from Finass Insures — AFM registered en Kifid-aangesloten.

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Ook import car's geaccepteerd
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In 1 minute explained

Watch this short video to see what to look out for and which choices suit your situation.

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Compare import car insurance at Finass Verzekert

What is import car insurance?

A import car insurance is de Car insurance voor een auto die van buiten Nederland is geïmporteerd — uit een ander EU-land of van verder weg, zoals de Verenigde Staten of Japan. Voordat u kunt verzekeren, heeft de auto een Dutch license plate necessary; the RDW inspects the vehicle for this purpose. After that, just like with any car, a minimum of mandatory third-party liability coverage applies.

For an import, the current market value is often difficult to determine, especially for rare or special models. Therefore, insuring on fixed appraisal value often wise. Moreover, not every insurer accepts an imported car. At Finass Insures We compare more than 30 insurers, including import specialists, so that you get the right coverage at a fair premium.

What should you look out for when insuring an import?

Let op de RDW-registratie en het kenteken, op de waardebepaling via taxatie bij bijzondere modellen, en op de beschikbaarheid en kosten van onderdelen — die liggen bij imports vaak hoger. Ook een Auto met een oorspronkelijk buitenlands, bijvoorbeeld rechtsgestuurd (UK) kenteken vraagt om een verzekeraar die dit accepteert. Wij zoeken de aanbieder die bij uw import past.

More about the classic car insurance

A vintage, classic, or special car deserves insurance that takes into account its appraised value and limited use. classic car insurance often offers favorable terms and premiums.

What does classic car insurance cover?+
  • ✓Third-party liability (mandatory), limited comprehensive or all-risk
  • ✓Compensation based on appraised value
  • ✓Theft, fire, storm and window damage
  • ✓Damage during rides and events
  • ✓Often favorable premium due to limited use
  • ✓Preserving the value of your classic car

We (Finass Verzekert) independently compare classic car insurance from more than 30 insurers — so you get the best coverage at the most competitive premium.

Why is classic car insurance important?+
  • ✓The appraised value prevents disputes in the event of damage.
  • ✓Classics are often used sparingly — that lowers the premium
  • ✓Comprehensive insurance protects a valuable car against theft and damage.
  • ✓Specially tailored to enthusiasts
Who is classic car insurance suitable for?+
  • ✓Owners of vintage and classic cars
  • ✓Collectors of special cars
  • ✓Owners of a convertible or import/American car
  • ✓Whoever uses the car sparingly and with care
Tips for closing+
  • ✓Have the car appraised for fair compensation.
  • ✓Please note the conditions for mileage and storage.
  • ✓Choose a shell for a valuable classic.
  • ✓Keep appraisal report and maintenance history
How do you find the best classic car insurance?+

The premium depends on the appraised value, usage, and storage. Finass Verzekert independently compares more than 30 insurers for your classic car.

Which coverage suits your imported car?

For an imported car, you can also choose from Third-Party Liability (WA), Third-Party + Limited Comprehensive, and All-Risk. For special or rare imports, it is preferable to have the comprehensive coverage pay out based on the pre-appraised value rather than the current market value.

BASIC

Third-party liability insurance

Legally required minimum

The legally required basic coverage. Suitable for a common import with limited value, where you bear the cost of hull damage yourself.

What is covered:
  • Damage to other vehicles
  • Injury to persons or third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOSEN
EXTENSIVE

Third-Party Liability + Limited Cover

Populair bij import car's

Naast WA-dekking ook bescherming tegen Theft, fire, storm and window damage — desgewenst op taxatiewaarde. Voor veel imports de gulden middenweg.

Extra coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

For valuable or rare imports

The most comprehensive coverage, even in case of your own fault, preferably based on a fixed valuation. Recommended for a valuable or rare import car.

Everything from WA+ plus:
  • Damage caused by one's own fault
  • Vandalism
  • Unknown cause
  • Total loss payout
  • Collision damage
Bereken All-risk-premie →
Comparison of imported car insurance: Third-Party Liability, Third-Party + Limited Comprehensive, and All-Risk
CoverageWAThird-Party Liability + Limited CoverAll-risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to own car due to own fault
Vandalism and unknown perpetrator
Payout based on valuation (for import)
Recommended forCurrent EU importsSpecial importRare/US import

Additional coverages for your imported car

Stel de verzekering van uw import car compleet samen met deze modules, afgestemd op geïmporteerde voertuigen.

Appraisal value for import

Insure your imported car for the pre-appraised value. Especially with rare or American and Japanese imports, this prevents disputes regarding the current market value.

Roadside assistance NL & Europa

24/7 hulp bij pech onderweg, met sleephulp, reparatie ter plaatse en vervangend vervoer In heel Europa — handig bij imports met minder gangbare onderdelen.

Passenger Insurance (SVI)

Vergoedt letsel- en materiële schade van bestuurder en passagiers, ongeacht de schuldvraag bij een ongeval met uw import car.

Uitzendkrachten, stagiairs & vrijwilligers Traffic

Legal assistance after a collision or in the event of a dispute regarding damage or the purchase and import of your car, so that you are not alone.

Premium-BEREKENING

What does your imported car insurance premium depend on?

The premium of a import car insurance depends on the type and origin of the car, the chosen coverage (current market value or appraised value), and the availability of parts. Because not every insurer assesses imports equally, premiums vary significantly.

Door te vergelijken via Finass Insures ziet u welke verzekeraar uw importauto accepteert én het voordeligst verzekert. Zo betaalt u een eerlijke premie, met of zonder taxatiewaarde.

1
Type & herkomst import car
Current market value or, for rare imports, fixed appraisal value
2
Number of claim-free years
The more years, the lower your premium (up to 80% discount)
3
Annual mileage
Estimated number of kilometers driven per year
4
Age of chief executive officer
Risk category based on your age
5
Postcodegebied
Regional theft and collision statistics

Insuring your imported car or switching: this is how it works

First, obtain a Dutch license plate via the RDW; then choose an insurer that accepts imports, preferably based on appraised value for special models. We compare more than 30 insurers for you. Do you already have a policy? After the initial contract period, you may switch monthly; Finass Verzekert takes care of it, ensuring you are not left uninsured.

The 4 steps to switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose an insurer that accepts your import
  3. We handle the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

When can you cancel?

Houd er rekening mee dat niet elke verzekeraar imports accepteert en dat een Auto met oorspronkelijk buitenlands of rechtsgestuurd kenteken extra aandacht vraagt. Kiest u voor taxatiewaarde, dan is zo'n rapport doorgaans 3 tot 5 jaar geldig. Wij helpen u een passende polis te kiezen.

Insure your imported car or switch with Finass Verzekert

Frequently asked questions about imported car insurance

All the answers to the most frequently asked questions about insuring an imported car, license plate, valuation, and acceptance, listed together.

Can I insure an imported car in the Netherlands?

Yes. As soon as your imported car has a Dutch license plate, you can insure it. However, not every insurer accepts imports, especially not for special models or models imported from outside the EU. We compare more than 30 insurers, including import specialists, and find a provider that accepts your car.

Do I need a Dutch license plate to get insurance?

Yes. Before you can insure an imported car, the vehicle must be inspected by the RDW and fitted with a Dutch license plate. Only then can a Dutch insurer insure the car for road use. We will assist you as soon as the license plate is finalized.

Do I need to insure my imported car at its appraised value?

For common EU imports, insuring at current market value may suffice. For rare, American, or Japanese imports, the current market value is difficult to determine, and a fixed valuation via an appraisal report is advisable. This ensures that you receive the correct amount in the event of damage or total loss.

Do all insurers accept an imported car?

No. Some insurers are hesitant about imports due to valuation and parts availability. However, there are companies that specifically focus on imports. We know which insurers accept your type of import and under what conditions.

Is an imported car more expensive to insure?

That is possible, especially if parts are scarce or expensive, or if the car is rare. At the same time, many imports are perfectly well insured for a normal premium. By comparing, you will find the insurer that estimates the best value for your import.

Kan ik een Auto met een oorspronkelijk buitenlands of rechtsgestuurd kenteken verzekeren?

Yes, provided the car has a Dutch license plate. A car originally from abroad or right-hand drive (for example, imported from the United Kingdom) does require an insurer that accepts this. We will find one for you.

Does my imported car insurance also apply abroad?

Yes, Dutch car insurance policies offer standard coverage throughout the entire European Union and neighboring countries such as Switzerland, Norway, and the United Kingdom. For journeys outside that area, a separate arrangement may be required; we will advise you on this.

How much does it cost to insure an imported car?

The premium depends on the type and origin of the car, the coverage, and parts availability. For a common import, this is comparable to a standard car; for rare models, it can be higher. Calculate your premium using the tool for a current amount.

Personal advice on your import car insurance at Finass Verzekert
Finass mascot

Why insure your imported car via Finass Insures?

As an independent advisor, we compare more than 30 Dutch insurers, including import specialists, and ensure an accurate valuation. Not a comparison site, but a real advisor.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • Imports also acceptedWe know the import specialists
  • Personal adviceAvailable 6 days a week

What our customers say about their Import car insurance

Customers rate Finass Verzekert on average with a 9.5 and the handling of damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Mijn geïmporteerde Auto kon ik nergens kwijt; Finass kende de specialisten. Nu goed verzekerd.”

V
Vince K.
All-risk — import op taxatiewaarde

“Zodra het Nederlandse kenteken rond was, regelde Finass de verzekering meteen. Zorgeloos.”

P
Priya S.
WA + Casco — EU-import

“Advies over de juiste taxatiewaarde voor mijn import was goud waard. Deskundig en eerlijk.”

F
Ferdi B.
All-risk — import, taxatiewaarde

“Na schade werd alles op taxatiewaarde afgewikkeld. Fijn dat je A vast aanspreekpunt hebt.”

L
Lynn D.
Allrisk — import car

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Already insured and damaged?

Report your damage immediately, or consult your insurer's policy conditions and forms. In the event of damage, calling us is the fastest way. 072 - 509 24 56.

Ready to your import car to insure?

Bereken nu uw premie en ontdek bij welke verzekeraar uw import goed en voordelig verzekerd is — op dagwaarde of taxatiewaarde. Geen verplichting, binnen enkele minuten geregeld met Personal advice van Finass Verzekert.

Damage on the road? Emergency line 24/7: 06 - 55 20 40 72