A Classic car insurance is een speciale Car insurance voor klassiekers, meestal auto's van 25 jaar en ouder. Het grootste verschil met een gewone Car insurance is dat u uw oldtimer verzekert op fixed appraisal valueBased on an appraisal report, you agree on the insured value in advance. In the event of damage or total loss, there is then no dispute regarding the current market value. Third-party liability coverage is also legally required here.
Because a classic car is typically used sparingly and with great care, the premium is often significantly lower than for a regular car. However, insurers do impose conditions on this, such as a maximum number of kilometers per year, a daily driver in addition to the classic car, storage in a garage, and a minimum age for the driver. Finass Insures we compare more than 30 insurers, including true classic car specialists.
Roughly speaking, a car between 15 and 25 years old is a youngtimer, from the age of 25 we speak of a classic carMoreover, from the age of 40, an exemption from motor vehicle tax often applies. The exact age limit for a classic car policy varies by insurer; some accept classics from as young as 20. We assess which provider suits the age and value of your car.
As an independent advisor, we compare more than 30 Dutch insurers, including classic car specialists, and ensure an accurate valuation. Not a comparison site, but a real advisor.
