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American car verzekeren & compare coverage

Verzeker uw American car — van muscle car tot US-SUV. Vaak gaat het om een import met een hoge waarde, soms op LPG/G3, die u het best op fixed appraisal value verzekert. Wij vergelijken meer dan 30 verzekeraars, ook specialisten in American car's. Onafhankelijk advies van Finass Insures — AFM registered en Kifid-aangesloten.

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In 1 minute explained

Watch this short video to see what to look out for and which choices suit your situation.

Prefer to brainstorm directly? Contact us — wij kijken persoonlijk met u mee.

Insuring an American car with Finass Verzekert

What is American car insurance?

A American car — denk aan een Ford Mustang, Chevrolet Camaro, Dodge Challenger, Corvette of een grote US-SUV — is in Nederland vaak geïmporteerd. Voor het rijden geldt minimaal een verplichte WA-Coverage. Omdat de waarde, het vermogen (vaak een V8) en de reparatiekosten hoog liggen en onderdelen uit de VS komen, beoordeelt niet elke verzekeraar zo'n auto hetzelfde.

For an American car, insuring on fixed appraisal value vaak verstandig, zeker bij een zeldzaam of gerestaureerd Model. Veel Amerikanen rijden bovendien op LPG of een G3-installatie — dat moet u altijd melden. Bij Finass Insures vergelijken wij meer dan 30 verzekeraars, waaronder specialisten in American car's, zodat u de juiste dekking tegen een eerlijke premie krijgt.

What should you look out for in an American car?

Pay attention to import and Dutch registration, valuation via appraisal, reporting an LPG or G3 installation, and the availability and cost of parts. Classic American cars can be insured as vintage or modern classics. We look for the insurer that accepts your American car and offers the most competitive coverage.

More about the classic car insurance

A vintage, classic, or special car deserves insurance that takes into account its appraised value and limited use. classic car insurance often offers favorable terms and premiums.

What does classic car insurance cover?+
  • ✓Third-party liability (mandatory), limited comprehensive or all-risk
  • ✓Compensation based on appraised value
  • ✓Theft, fire, storm and window damage
  • ✓Damage during rides and events
  • ✓Often favorable premium due to limited use
  • ✓Preserving the value of your classic car

We (Finass Verzekert) independently compare classic car insurance from more than 30 insurers — so you get the best coverage at the most competitive premium.

Why is classic car insurance important?+
  • ✓The appraised value prevents disputes in the event of damage.
  • ✓Classics are often used sparingly — that lowers the premium
  • ✓Comprehensive insurance protects a valuable car against theft and damage.
  • ✓Specially tailored to enthusiasts
Who is classic car insurance suitable for?+
  • ✓Owners of vintage and classic cars
  • ✓Collectors of special cars
  • ✓Owners of a convertible or import/American car
  • ✓Whoever uses the car sparingly and with care
Tips for closing+
  • ✓Have the car appraised for fair compensation.
  • ✓Please note the conditions for mileage and storage.
  • ✓Choose a shell for a valuable classic.
  • ✓Keep appraisal report and maintenance history
How do you find the best classic car insurance?+

The premium depends on the appraised value, usage, and storage. Finass Verzekert independently compares more than 30 insurers for your classic car.

Which coverage suits your American car?

For an American car, too, you can choose from Third-Party Liability, Third-Party + Limited Comprehensive, and All-Risk. Due to the high value and repair costs, it is preferable to have the comprehensive coverage pay out based on the fixed appraised value.

BASIC

Third-party liability insurance

Legally required minimum

The legally required basic coverage. Possibly for an older American car with limited current market value, where you bear the comprehensive damage yourself.

What is covered:
  • Damage to other vehicles
  • Injury to persons or third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOSEN
EXTENSIVE

Third-Party Liability + Limited Cover

Often opted for an American

Naast WA-dekking ook bescherming tegen Theft, fire, storm and window damage — desgewenst op taxatiewaarde. Een tussenoplossing voor een courante Amerikaan.

Extra coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

For a valuable muscle car

The most comprehensive coverage, even in case of your own fault, preferably based on a fixed appraisal value. Recommended for a valuable, rare, or restored American car.

Everything from WA+ plus:
  • Damage caused by one's own fault
  • Vandalism
  • Unknown cause
  • Total loss payout
  • Collision damage
Bereken All-risk-premie →
American car comparison: Third-Party Liability, Third-Party + Limited Cover, and All-Risk
CoverageWAThird-Party Liability + Limited CoverAll-risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to own car due to own fault
Vandalism and unknown perpetrator
Payment based on fixed valuation (import)
Recommended forOlder/classic AmericanCurrent AmericanValuable muscle car

Additional coverages for your American car

Complete your American car insurance with these modules, tailored to imports and special vehicles.

Appraisal value for import

Verzeker uw Amerikaanse auto op de vooraf Appraised value. Bij schade of total loss keert de verzekeraar dat bedrag uit — geen discussie over de dagwaarde.

Roadside assistance & berging

Zorgvuldige berging en transport bij pech, afgestemd op zwaardere en bredere American car's, in binnen- en buitenland.

Onderdelen & accessoires

Dekking voor onderdelen en accessoires van uw American car — vaak uit de VS afkomstig en daardoor lastiger of kostbaarder te vervangen.

Passenger Insurance (SVI)

Vergoedt letsel- en materiële schade van bestuurder en passagiers, ongeacht de schuldvraag bij een ongeval met uw American car.

PREMIUM CALCULATION

What does your American car premium depend on?

The premium for a American car hangt af van de waarde en het vermogen (vaak een V8), de herkomst (import), een eventuele LPG/G3-installatie, de dekking en het gebruik. Omdat verzekeraars American car's verschillend beoordelen, lopen de premies flink uiteen.

Door te vergelijken via Finass Insures ziet u welke verzekeraar uw Amerikaanse auto accepteert én het voordeligst verzekert. Voor een import kijken we ook naar de juiste taxatiewaarde.

1
Type American car & taxatiewaarde
Current market value or, in the case of import, fixed appraisal value
2
Number of claim-free years
The more years, the lower your premium (up to 80% discount)
3
Annual mileage
Usage, power (V8) and LPG/G3 play a role
4
Age of chief executive officer
Risk category based on your age
5
Postal code area
Regional theft and collision statistics

Insuring your American car or switching: here's how it works

It is best to insure an American car at its correct value (with an appraisal report) with an insurer that accepts this type, providing accurate information regarding any LPG/G3 installation. We compare more than 30 insurers. Do you already have a policy? After the initial contract period, you can switch monthly; Finass Verzekert takes care of it, ensuring you are not left uninsured.

The 4 steps to switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best coverage for your American
  3. We handle the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

When can you cancel?

Niet elke verzekeraar accepteert een American car, zeker niet met een V8 of een LPG/G3-installatie. Meld die installatie altijd. Kiest u voor taxatiewaarde, dan is zo'n rapport doorgaans 3 tot 5 jaar geldig; een klassieke Amerikaan kan als oldtimer voordeliger uit zijn. Wij zoeken de aanbieder die bij uw auto past.

Insure your American car or switch with Finass Verzekert

Frequently asked questions about American car insurance

All the answers to the most frequently asked questions about insuring an American car, import, appraisal value, and LPG/G3 at a glance.

Can I insure an American car in the Netherlands?

Yes, provided the car has a Dutch license plate. Because not every insurer assesses an American car equally, we compare more than 30 companies, including specialists in American cars, and look for one that accepts your car and insures it at a competitive rate.

Do I need to insure my American imports at their appraised value?

For a valuable, rare, or restored American car, this is a sensible choice. With an appraisal report, the insured value is fixed in advance, so there is no dispute regarding the current market value in the event of damage or a total loss. An appraisal is typically valid for 3 to 5 years.

Do all insurers accept an American car?

No. Some insurers are hesitant due to the value, power, a V8 engine or an LPG/G3 installation, and parts from the US. However, there are specialists who focus specifically on American cars. We know which companies accept your car.

I have an LPG or G3 installation; do I need to report this?

Yes, always. Many American cars run on LPG or a G3 installation. This affects coverage and the premium and must be correctly declared to the insurer. We process this properly in your application so that you do not face any surprises in the event of damage.

Is an American car more expensive to insure?

That is possible, due to the high value, power, and parts from the US. At the same time, a classic American car with limited use can actually be advantageous, for example as a vintage car. By comparing, you will find the insurer that assesses your car most favorably.

Which coverage should I choose for my American car?

For an older American car, third-party liability or third-party liability plus limited comprehensive coverage may suffice. For a valuable or restored car, full comprehensive coverage is advisable, preferably based on appraised value. Classic models can be insured as vintage cars. Calculate your premium using the tool to compare the options.

Does my insurance also apply abroad?

Yes, Dutch car insurance policies offer standard coverage throughout the entire European Union and neighboring countries such as Switzerland, Norway, and the United Kingdom. For journeys outside these areas, a separate arrangement may be required; we will advise you on this.

How much does it cost to insure an American car?

The premium depends on the model, value and origin, any LPG/G3 installation, coverage, and usage. For a classic American car with limited use, the premium is often reasonable. Calculate your premium using the tool for a current amount.

Personal advice on your American car at Finass Verzekert
Finass mascot

Why insure your American car via Finass Insures?

Als Independent advisor vergelijken wij meer dan 30 Nederlandse verzekeraars, ook specialisten in Amerikaanse auto's, en zorgen we voor een correcte taxatiewaarde. Geen vergelijkingssite, maar een echte adviseur.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • Specialist in AmericansImport, V8 and LPG/G3 no problem
  • Personal adviceAvailable 6 days a week

What our customers say about their American car

Customers rate Finass Verzekert on average with a 9.5 and the handling of damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Mijn geïmporteerde Mustang kreeg ik moeilijk verzekerd. Finass regelde het op taxatiewaarde bij een specialist. Eindelijk een polis die bij zo'n Auto past.”

D
Dylan V.
All-risk — Mustang, import op taxatiewaarde

“Mijn Camaro rijdt op LPG. Finass meldde de G3-installatie netjes mee en vond een verzekeraar die daar geen probleem van maakte. Alles klopte en de Premium viel mee.”

P
Priscilla M.
WA + Casco — Camaro, LPG/G3

“Mijn klassieke Cadillac kon als oldtimer verzekerd worden. Finass legde het verschil met A gewone polis helder uit en het werd zo A stuk voordeliger. Top advies.”

M
Marco T.
WA + Casco — klassieke Cadillac, oldtimer

“Na schade aan mijn Corvette werd alles op de Appraised value afgewikkeld, zonder gedoe over afschrijving. Voor zo'n auto is dat echt veel waard. Vast aanspreekpunt, fijn.”

E
Esther K.
All-risk — Corvette, taxatiewaarde

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Already insured and damaged?

Report your damage immediately, or consult your insurer's policy conditions and forms. In the event of damage, calling us is the fastest way. 072 - 509 24 56.

Ready to your American car to insure?

Calculate your premium en ontdek bij welke verzekeraar uw Amerikaan — import, V8 of LPG/G3 — goed en voordelig verzekerd is, bij voorkeur op taxatiewaarde. Persoonlijk en onafhankelijk advies van Finass Verzekert.

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