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Zakelijke Trailer insurance & compare premiums

Voor zzp’ers en zelfstandigen — verzeker uw aanhangwagen zakelijk met WA, Third-Party Liability + Limited Cover of Allrisk, afgestemd op uw gebruik. Wij vergelijken meer dan 30 verzekeraars. Onafhankelijk advies van Finass Insures — AFM registered en Kifid-aangesloten.

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Tailored business insurance
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In 1 minute explained

Watch this short video to see what to look out for and which choices suit your situation.

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Insure business trailers with Finass Verzekert

Insuring your trailer for business use

Insure your business trailer or a commercial trailer as a self-employed professional. Third-party liability is often included with the towing vehicle; with comprehensive insurance, you insure the trailer itself against damage and theft, plus the contents or superstructure.

We tailor the coverage to your business use, mileage, and claim-free years. At Finass Insures We compare more than 30 insurers and look for the lowest premium for your trailer.

What should you look for in business trailer insurance?

Pay attention to business use, mileage, hull coverage, and whether cargo or tools need to be insured separately. We provide independent advice.

More about the Trailer insurance

A trailer is often overlooked in insurance policies, but it can cause damage to others or be damaged or stolen itself. Trailer insurance covers these risks.

What does trailer insurance cover?+
  • ✓Liability for damage caused by the trailer
  • ✓Theft, fire and storm damage (hull)
  • ✓Damage to the trailer itself
  • ✓Cargo and accessories (optional)
  • ✓Coverage while driving and stationary
  • ✓Compensation based on current market value or replacement value

We (Finass Verzekert) independently compare trailer insurance from more than 30 insurers — so you get the best coverage at the most competitive premium.

Why is trailer insurance important?+
  • ✓A detached or parked trailer can cause damage.
  • ✓Trailer theft is common
  • ✓Hull insurance covers damage to the trailer itself
  • ✓The cargo can also be insured.
Who is trailer insurance suitable for?+
  • ✓Owners of a trailer
  • ✓Whoever has an expensive or special trailer
  • ✓Entrepreneurs who transport materials
  • ✓Whoever wishes to co-insure the cargo
Tips for closing+
  • ✓Determine whether third-party liability coverage via the car is sufficient or comprehensive coverage is necessary.
  • ✓Insure an expensive trailer for the correct value
  • ✓Pay attention to theft protection (tow bar lock)
  • ✓Consider including the cargo in the insurance.
How do you find the best trailer insurance?+

The premium depends on the type and value of the trailer. Finass Verzekert independently compares more than 30 insurers for your trailer.

Which coverage suits your trailer?

For your trailer, you can choose from Third-Party Liability (legally required), Third-Party + Limited Comprehensive, and All-Risk. The choice depends on the value and business use.

BASIC

Third-party liability insurance

Legally required minimum

Third-party liability insurance is legally mandatory and covers damage you cause to others with your trailer, but not to your own trailer.

What is covered:
  • Damage to other vehicles
  • Injury to persons or third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOSEN
EXTENSIVE

Third-Party Liability + Limited Cover

Popular among freelancers

In addition to third-party liability coverage, also protection against damage to your own car caused by external factors that you cannot prevent.

Extra coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

For a new or valuable vehicle

The most comprehensive coverage, including damage to your own vehicle, theft, and total loss of the trailer and superstructure.

Everything from WA+ plus:
  • Damage caused by one's own fault
  • Vandalism
  • Unknown cause
  • Total loss payout
  • Collision damage
Bereken All-risk-premie →
Comparison of covers for your trailer
CoverageWAThird-Party Liability + Limited CoverAll-risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to own car due to own fault
Vandalism and unknown perpetrator
Recommended forOlder vehicleRegular useNew vehicle

Additional coverages for your trailer

Complete your trailer insurance with these modules and extensions.

Trailer chassis

Coverage for damage to and theft of the trailer itself.

Inhoud & opbouw

Co-insuring the contents or fixed structure.

Third-party liability via towing vehicle

Third-party liability is usually carried over by the towing vehicle.

Commercial & aftrekbaar

Premiums are generally deductible as business expenses.

PREMIUM CALCULATION

What does your trailer premium depend on?

The premium for your business trailer depends on the vehicle, usage and mileage, the chosen coverage and your no-claims years.

By comparing via Finass Verzekert, you immediately see which insurer insures your trailer at the lowest cost.

1
Vehicle & waarde
Zakelijk gebruik & Mileage
2
Number of claim-free years
The more years, the lower your premium (up to 80% discount)
3
Annual mileage
Coverage and no-claims years
4
Age of chief executive officer
Risk category based on your age
5
Postal code area
Regional theft and collision statistics

Insure your trailer or switch: this is how it works

The best way to insure your trailer is with the right coverage that suits your usage. We compare more than 30 insurers. Do you already have a policy? After the initial contract period, you can switch monthly; Finass Verzekert takes care of it, ensuring you are not left uninsured.

The 4 steps to switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best coverage for your trailer
  3. We handle the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

When can you cancel?

We insure your commercial trailer with the right coverage and handle the entire switch without leaving you uninsured.

Insure your trailer or switch with Finass Verzekert

Frequently asked questions about your trailer

All the answers to the most frequently asked questions about your trailer at a glance.

Is my trailer separately insured for third-party liability?

Third-party liability coverage is usually included with the towing vehicle. For the trailer itself, you take out comprehensive coverage. We will arrange this appropriately.

Is the content or structure covered by the insurance?

You can include the contents or a fixed superstructure in the insurance. We tailor the coverage to your commercial trailer.

Is business trailer insurance mandatory?

Third-party liability coverage is legally required for every motor vehicle. Comprehensive (limited or full) coverage is optional, but advisable for a new or valuable vehicle.

Can I insure my trailer for business purposes?

Yes, as a self-employed professional, you insure your trailer for business purposes; the premium is then generally deductible as business expenses. We will set this up appropriately.

Do my no-claims years count?

Yes, we take your accumulated no-claims years into account. No-claims years accumulated for business purposes can also count towards a lower premium.

Are his cargo or tools insured as well?

The vehicle insurance covers the vehicle itself. For cargo and tools while on the road, you take out own-carriage insurance; we combine this if desired.

What does the premium depend on?

The premium depends on the vehicle, business use and mileage, the chosen coverage, and your claim-free years. We compare more than 30 insurers.

Can I switch without any hassle?

Yes. After the first contract period, you can cancel on a monthly basis, and we will handle the entire switch.

Personal advice on your trailer at Finass Verzekert
Finass mascot

Why insure your trailer via Finass Insures?

As an independent advisor, we compare more than 30 Dutch insurers and know the key considerations for your trailer. Not a comparison site, but a real advisor.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • Knowledge of commercial vehiclesCustom commercial trailer
  • Personal adviceAvailable 6 days a week

What our customers say about their trailer

Customers rate Finass Verzekert on average with a 9.5 and the handling of car damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Mijn business trailer is nu goed verzekerd tegen een scherpe premie. Finass adviseerde deskundig.”

P
Jitse IL.
Allrisk — business trailer

“Fijn dat mijn no-claims years zijn meegenomen. Helder advies.”

R
Mintsje OS.
WA + Casco — trailer

“Snel geregeld en Commercial correct. Prettig en professioneel.”

T
Rein UA.
Allrisk — trailer

“Persoonlijk geholpen bij mijn trailer. Aanrader.”

L
Sikke BC.
WA — trailer

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Category: Self-employed  ·  Vehicle  ·  Auto  ·  Delivery van

Already insured and damaged?

Report your damage immediately, or consult your insurer's policy conditions and forms. In the event of damage, calling us is the fastest way. 072 - 509 24 56.

Ready to your trailer to insure?

Calculate your premium and discover with which insurer your trailer is well and affordably insured. Personal and independent advice from Finass Verzekert.

Damage or breakdown on the road? Emergency line 24/7: 06 - 55 20 40 72