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Zakelijke Motorcycle insurance & compare premiums

Voor zzp’ers en zelfstandigen — verzeker uw motor zakelijk met WA, Third-Party Liability + Limited Cover of Allrisk, afgestemd op uw gebruik. Wij vergelijken meer dan 30 verzekeraars. Onafhankelijk advies van Finass Insures — AFM registered en Kifid-aangesloten.

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Compare independently
30+ insurers
Tailored business insurance
Personal advice

In 1 minute explained

Watch this short video to see what to look out for and which choices suit your situation.

Prefer to brainstorm directly? Contact us — wij kijken persoonlijk met u mee.

Insure business motorcycles with Finass Verzekert

Insuring your motorcycle for business

Insure your business engine as a self-employed professional with Third-Party Liability, Third-Party + Limited Comprehensive, or All-Risk. Whether you use the motorcycle for work or for representational purposes, we tailor the coverage to the value and usage.

We tailor the coverage to your business use, mileage, and claim-free years. At Finass Insures We compare more than 30 insurers and look for the lowest premium for your motorcycle.

What should you look for in business motorcycle insurance?

Pay attention to business use, mileage, hull coverage, and whether cargo or tools need to be insured separately. We provide independent advice.

More about the Motorcycle insurance

A motorcycle, scooter, or moped is subject to statutory insurance. However, with only third-party liability insurance, you are not covered for theft or damage to your own vehicle. Motorcycle insurance You can tailor coverage from third-party liability to comprehensive to the value of your vehicle.

What does motorcycle insurance cover?+
  • ✓Third-party liability (mandatory): damage you cause to others
  • ✓Limited hull coverage: theft, fire, storm, and glass damage
  • ✓All-risk: also includes damage to your own vehicle caused by your own fault
  • ✓Accessories and extension (optional)
  • ✓Additional: passenger accident insurance and roadside assistance
  • ✓claim-free years and no-claim discount

We (Finass Verzekert) independently compare motorcycle insurance from more than 30 insurers — so you get the best coverage at the most competitive premium.

Why is motorcycle insurance important?+
  • ✓Third-party liability is legally mandatory for every motor vehicle.
  • ✓Diefstal en schade aan uw eigen Vehicle zijn alleen met casco gedekt
  • ✓Comprehensive insurance pays off for a new or valuable motorcycle.
  • ✓You build up claim-free years
Who is motorcycle insurance suitable for?+
  • ✓Motorcycle, scooter, and moped riders
  • ✓Owners of a new or expensive two-wheeler
  • ✓Whoever parks the vehicle in a theft-prone area
  • ✓Seasonal drivers (with a suspension or storage discount)
Tips for closing+
  • ✓Choose the coverage based on the value and age of your vehicle.
  • ✓Insure expensive accessories and attachments separately
  • ✓Pay attention to the storage requirements against theft.
  • ✓Consider passenger accident insurance and roadside assistance
How do you find the best motorcycle insurance?+

The premium depends on the type of vehicle, your age, place of residence, and claim-free years. Finass Verzekert independently compares more than 30 insurers for the right coverage at the most competitive premium.

Which coverage suits your motorcycle?

For your motorcycle, you can choose from Third-Party Liability (legally required), Third-Party + Limited Comprehensive, and All-Risk. The choice depends on the value and business use.

BASIC

Third-party liability insurance

Legally required minimum

Third-party liability insurance is legally mandatory and covers damage you cause to others with your motorcycle, not to your own motorcycle.

What is covered:
  • Damage to other vehicles
  • Injury to persons or third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOSEN
EXTENSIVE

Third-Party Liability + Limited Cover

Popular among freelancers

In addition to third-party liability coverage, also protection against damage to your own car caused by external factors that you cannot prevent.

Extra coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

For a new or valuable vehicle

De meest complete Coverage, ook bij eigen schade, diefstal en total loss — verstandig bij een nieuwe of waardevolle motor.

Everything from WA+ plus:
  • Damage caused by one's own fault
  • Vandalism
  • Unknown cause
  • Total loss payout
  • Collision damage
Bereken All-risk-premie →
Comparison of coverages for your business motorcycle
CoverageWAThird-Party Liability + Limited CoverAll-risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to own car due to own fault
Vandalism and unknown perpetrator
Recommended forOlder vehicleRegular useNew vehicle

Additional coverages for your business motorcycle

Complete your business motorcycle insurance with these modules and extensions.

WA, casco & All-risk

Coverage tailored to the value and usage of your motorcycle.

Commercial & aftrekbaar

Premiums are generally deductible as business expenses.

Accessoires & kleding

Insuring accessories and motorcycle clothing.

No-claims bonus

Your accumulated claim-free years count.

PREMIUM CALCULATION

What does your motorcycle insurance premium depend on?

The premium for your business engine depends on the vehicle, usage and mileage, the chosen coverage and your no-claims years.

Door te vergelijken via Finass Insures ziet u direct welke verzekeraar uw zakelijke motor het voordeligst verzekert.

1
Vehicle & waarde
Zakelijk gebruik & Mileage
2
Number of claim-free years
The more years, the lower your premium (up to 80% discount)
3
Annual mileage
Coverage and no-claims years
4
Age of chief executive officer
Risk category based on your age
5
Postal code area
Regional theft and collision statistics

Insure your business motorcycle or switch: here's how it works

The best way to insure your business motorcycle is with the right coverage that suits your usage. We compare more than 30 insurers. Do you already have a policy? After the initial contract period, you can switch monthly; Finass Verzekert takes care of it, ensuring you are not left uninsured.

The 4 steps to switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best coverage for your business motorcycle
  3. We handle the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

When can you cancel?

We insure your motorcycle for business with the right coverage and handle the entire switch without leaving you uninsured.

Insure your business motorcycle or switch with Finass Verzekert

Frequently asked questions about your business motorcycle

All the answers to the most frequently asked questions about your business motorcycle, listed together.

Can I insure my motorcycle for business purposes?

Yes, you insure your motorcycle for business purposes; the premium is then usually tax-deductible. We will set this up appropriately.

Are accessories and motorcycle clothing covered?

You can include accessories and motorcycle clothing in your insurance. We tailor the coverage to your motorcycle and equipment.

Is business motorcycle insurance mandatory?

Third-party liability coverage is legally required for every motor vehicle. Comprehensive (limited or full) coverage is optional, but advisable for a new or valuable vehicle.

Can I insure my motorcycle for business purposes?

Yes, as a self-employed professional, you insure your motorcycle for business purposes; the premium is then generally deductible as business expenses. We set this up appropriately.

Do my no-claims years count?

Yes, we take your accumulated no-claims years into account. No-claims years accumulated for business purposes can also count towards a lower premium.

Are his cargo or tools insured as well?

The vehicle insurance covers the vehicle itself. For cargo and tools while on the road, you take out own-carriage insurance; we combine this if desired.

What does the premium depend on?

The premium depends on the vehicle, business use and mileage, the chosen coverage, and your claim-free years. We compare more than 30 insurers.

Can I switch without any hassle?

Yes. After the first contract period, you can cancel on a monthly basis, and we will handle the entire switch.

Personal advice on your business motorcycle at Finass Verzekert
Finass mascot

Why insure your business motorcycle via Finass Insures?

As an independent advisor, we compare more than 30 Dutch insurers and know the key considerations for your business motorcycle. Not a comparison site, but a real advisor.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • Knowledge of commercial vehiclesFor work or representative
  • Personal adviceAvailable 6 days a week

What our customers say about their business engine

Customers rate Finass Verzekert on average with a 9.5 and the handling of car damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Mijn business engine is nu goed verzekerd tegen een scherpe premie. Finass adviseerde deskundig.”

S
Ymte EG.
Allrisk — business engine

“Fijn dat mijn no-claims years zijn meegenomen. Helder advies.”

W
Ulke S.
WA + Casco — engine

“Snel geregeld en Commercial correct. Prettig en professioneel.”

A
Habtamu IM.
All-risk — motor

“Persoonlijk geholpen bij mijn engine. Aanrader.”

F
Lolle OT.
WA — engine

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Already insured and damaged?

Report your damage immediately, or consult your insurer's policy conditions and forms. In the event of damage, calling us is the fastest way. 072 - 509 24 56.

Ready to your business engine to insure?

Calculate your premium and discover with which insurer your business motorcycle is well and affordably insured. Personal and independent advice from Finass Verzekert.

Damage or breakdown on the road? Emergency line 24/7: 06 - 55 20 40 72