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Tesla verzekeren & compare premiums

Verzeker uw Tesla — Model 3, Model Y, Model S of Model X. Als volledig Electric car vormt de accu een groot deel van de waarde; die verzekert u samen met de laadkabel bij voorkeur mee. Wij vergelijken meer dan 30 Nederlandse verzekeraars. Onafhankelijk advies van Finass Insures — AFM registered en Kifid-aangesloten.

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Compare independently
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For every Tesla model
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In 1 minute explained

Watch this short video to see what to look out for and which choices suit your situation.

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Insuring Tesla with Finass Verzekert

Insuring your Tesla

Tesla bouwt uitsluitend Electric car's: de compacte Model 3 and Model Y, and the larger, valuable Model S and Model X. In an electric car, the battery a large part of the value; you preferably include this under the comprehensive coverage, just like the charging cable. Third-party liability coverage is, as with any car, legally mandatory.

Also pay attention to the rapid acceleration, the home charging station, and the often high new value. For a new Tesla, a new value or purchase value scheme is often advisable. Finass Insures vergelijken wij meer dan 30 verzekeraars en zoeken we een maatschappij met goede voorwaarden voor Electric car's.

What should you look out for when insuring a Tesla?

Pay attention to insuring the battery and charging cable, coverage for the home charging station, the new or purchase value, and theft prevention. We provide independent advice and ensure that your Tesla is properly insured.

More about the Car insurance

A Tesla deserves appropriate insurance. Whether you choose Third-Party Liability, Third-Party + Limited Comprehensive, or All-Risk — the right coverage depends on the value and age of your Tesla. We independently compare car insurance for your Tesla from more than 30 insurers.

What does car insurance cover?+
  • ✓Third-party liability (legally required): damage you cause to others with your car
  • ✓Third-Party Liability + Limited Comprehensive (WA+): also theft, fire, storm, hail, and glass damage
  • ✓Collision with animals and sometimes joyriding or parking damage (limited comprehensive)
  • ✓All-risk (fully comprehensive): also includes damage to your own car caused by your own fault
  • ✓New value or purchase value scheme for young cars
  • ✓Additional: legal assistance for traffic, passengers, and roadside assistance

We (Finass Verzekert) independently compare car insurance from more than 30 insurers — so you get the best coverage at the lowest premium.

Why is car insurance important?+
  • ✓Third-party liability insurance is legally required for every car.
  • ✓With limited comprehensive coverage, you are also covered for theft, fire, storm, and glass damage.
  • ✓All-risk also covers damage caused by your own fault — handy for a new or expensive car
  • ✓You build up claim-free years and receive a no-claim discount (up to 80%).
Who is car insurance suitable for?+
  • ✓Third-party liability: older cars with a low current market value or a second car
  • ✓Third-party liability plus (limited comprehensive): cars aged 5-10 years with a risk of theft or glass damage
  • ✓Comprehensive: new or more expensive cars, or a car with an outstanding loan
  • ✓Everyone who is legally required to insure their car
Tips for closing+
  • ✓Choose the coverage based on the value and age of your car (comprehensive is often cost-effective up to ~6 years).
  • ✓Pay attention to the total loss policy: new value, purchase value, or current market value
  • ✓Weigh the deductible against the premium (often a lower deductible for glass damage)
  • ✓Paying for minor damage yourself can be cheaper than losing your no-claims bonus.
  • ✓Consider additional coverages: legal assistance, passengers, and roadside assistance.
How do you find the best car insurance?+

The premium depends on your age, place of residence, type of car, your claim-free years, and the chosen coverage. Finass Verzekert independently compares more than 30 insurers so that you find the right coverage at the most competitive premium.

Lees het volledige kennisdossier: alles over de Car insurance →

Which coverage suits your Tesla?

For your Tesla, too, you can choose from Third-Party Liability (WA), Third-Party + Limited Comprehensive, and All-Risk. Due to the value of the battery, All-Risk (based on replacement value) is often the sensible choice, with the battery and charging cable insured under the comprehensive portion.

BASIC

Third-party liability insurance

Legally required minimum

De wettelijk verplichte basisdekking. Bij een Tesla dekt WA geen schade aan de auto of de accu — voor een Electric car meestal onvoldoende.

What is covered:
  • Damage to other vehicles
  • Injury to persons or third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOSEN
EXTENSIVE

Third-Party Liability + Limited Cover

Entry-level hull with battery cover

In addition to third-party liability coverage, also protection against damage to your own car caused by external factors that you cannot prevent.

Extra coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

Recommended for your Tesla

The most comprehensive coverage, even in case of your own fault, with the battery and charging cable insured, and preferably at replacement value. The obvious choice for a Tesla.

Everything from WA+ plus:
  • Damage caused by one's own fault
  • Vandalism
  • Unknown cause
  • Total loss-uitkering
  • Collision damage
Bereken All-risk-premie →
Comparison of coverages for your Tesla
CoverageWAThird-Party Liability + Limited CoverAll-risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to own car due to own fault
Vandalism and unknown perpetrator
Recommended forOlder TeslaModel 3 / Model YNew / Model S / X

Additional coverages for your Tesla

Complete your Tesla insurance with these modules, tailored to an electric car.

battery & laadkabel meeverzekerd

The battery accounts for a large part of your Tesla's value. Insure it and the charging cable under comprehensive coverage, both at home and on the road.

Charging station at home

Coverage for your home wallbox or charging station against damage, theft, and collision.

Roadside assistance NL & Europa

24/7 assistance with a breakdown or a dead battery, with transport to a charging point or repair shop throughout Europe.

Passenger Insurance (SVI)

Vergoedt letsel- en materiële schade van Director en passagiers, ongeacht de schuldvraag bij een ongeval.

PREMIUM CALCULATION

What does your Tesla premium depend on?

The premium for your Tesla hangt af van het model en de accuwaarde (een Model 3 verzekert anders dan een Model X), de gekozen dekking en uw situatie. Verzekeraars beoordelen Electric car's verschillend, waardoor de premies fors uiteenlopen.

By comparing via Finass Verzekert, you can see which insurer insures your Tesla most affordably, with the battery and charging cable correctly included.

1
Tesla-Model & accuwaarde
New or current value including the battery
2
Number of claim-free years
The more years, the lower your premium (up to 80% discount)
3
Annual mileage
Your annual mileage and usage
4
Age of chief executive officer
Risk category based on your age
5
Postal code area
Regional theft and collision statistics

Insure your Tesla or switch: this is how it works

It is best to insure your Tesla with the battery and charging cable included, preferably at replacement value, with a company offering good EV terms. We compare more than 30 insurers. Do you already have a policy? After the initial contract period, you can switch monthly; Finass Verzekert takes care of it, ensuring you are not left uninsured.

The 4 steps to switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best coverage for your Tesla
  3. We handle the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

When can you cancel?

When insuring a Tesla, ensure that the battery and charging cable are included in the policy and that the home charging station is covered if desired. For a new model, new value coverage is advisable. We will find the insurer that offers the most favorable coverage for your Tesla and handle the entire switch.

Insure your Tesla or switch with Finass Verzekert

Frequently asked questions about your Tesla insurance

All the answers to the most frequently asked questions about insuring your Tesla, listed together.

How much does it cost to insure a Tesla?

That depends on the model, the battery value, the chosen coverage, and your situation. Insuring a Model 3 is generally more affordable than insuring a Model S or X. By comparing more than 30 insurers via Finass Verzekert, you will find the best premium for your Tesla.

Is my Tesla battery insured?

Under comprehensive coverage (Third-Party Liability + Limited Comprehensive or All-Risk), you include the battery in your insurance. Because the battery represents a significant portion of the value, this is important. We ensure that the battery and charging cable are correctly listed on the policy.

Are my charging cable and charging station covered?

You include the charging cable in the comprehensive coverage. For the charging station or wallbox at home, an additional module or your home insurance is often required. We explain how to ensure both are properly covered.

Which coverage should I choose for my Tesla?

Due to the value of the battery, All-risk insurance, preferably at replacement value, is usually the appropriate choice. For an older Tesla, Third-Party Liability + Limited Cover may suffice. Calculate your premium using the tool to compare the options.

Is a Tesla expensive to insure?

The value of the battery and repair costs can result in a higher premium, but insurers vary significantly in their assessment of electric cars. By comparing, you will find the company that assesses your Tesla most favorably.

Does new value or purchase value coverage apply to my Tesla?

For a new Tesla, you can often take out a new value or purchase value scheme, so that in the event of a total loss, you receive compensation at the higher value for a longer period. The duration varies by insurer; we explain the conditions clearly.

Does my Tesla insurance also apply abroad?

Yes, Dutch car insurance policies offer standard coverage throughout the entire European Union and neighboring countries. Charging on the road is not covered by the insurance, but roadside assistance can take you to a charging point. We advise you on this.

Can I insure my Tesla even without no-claims bonus?

Yes. Without claim-free years, you start at a lower tier and pay more, but it is always possible to insure your Tesla. We look for the insurer with the most favorable starting tier and check whether an employer's statement or cancellation declaration can still earn you claim-free years.

Personal advice on your Tesla at Finass Verzekert
Finass mascot

Why insure your Tesla via Finass Insures?

As independent advisors, we compare more than 30 Dutch insurers and know which company properly insures a Tesla, including the battery and charging cable. Not a comparison site, but a real advisor.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • Specialist in electricalbattery, laadkabel & laadpaal
  • Personal adviceAvailable 6 days a week

What our customers say about their Tesla

Customers rate Finass Verzekert on average with a 9.5 and the handling of car damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Mijn Model 3 wilde ik goed and voordelig verzekerd hebben. Finass regelde het snel, met de accu meeverzekerd. Prettig contact.”

J
Jelle V.
All-risk — Model 3

“Voor mijn Model Y zocht ik een polis met goede EV-voorwaarden. Het advies was helder and eerlijk.”

A
Annelies K.
All-risk — Model Y

“Mijn Model S heeft een dure accu. Finass zorgde dat die en de laadkabel netjes zijn meeverzekerd, op New value.”

R
Ravi B.
Allrisk — Model S, New value

“Ook mijn Charging station at home is meegenomen in het advies. Snel geregeld en een vast aanspreekpunt.”

D
Diana M.
All-risk — Model X

Related car insurance

Do you drive a specific Tesla model? Check the insurance that suits your situation.

Car insurance →

Compare Third-Party Liability, Third-Party Liability Plus, and Comprehensive insurance for your car.

Elektrische Car insurance →

Everything about battery, charging cable, and charging station coverage.

Sportwagenverzekering →

Coverage for powerful models like the Plaid.

Importauto verzekering →

Coverage voor een geïmporteerde Tesla.

Leaseauto verzekering →

Own coverage for your financial or operational lease.

Private lease verzekering →

Additional coverage on top of your private lease contract.

Category: Traffic  ·  Car brands  ·  Electric car  ·  Car insurance

Already insured and damaged?

Report your damage immediately, or consult your insurer's policy conditions and forms. In the event of damage, calling us is the fastest way. 072 - 509 24 56.

Ready to your Tesla to insure?

Calculate your premium en ontdek bij welke verzekeraar uw Tesla — met de accu en laadkabel meeverzekerd — goed en voordelig verzekerd is. Persoonlijk en onafhankelijk advies van Finass Verzekert.

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