Skip to main content

Zakelijke voertuigverzekering & compare premiums

Voor zzp’ers en zelfstandigen — verzeker uw voertuig zakelijk met WA, WA + Limited Casco of Allrisk, afgestemd op uw gebruik. Wij vergelijken meer dan 30 verzekeraars. Onafhankelijk advies van Finass Insures — AFM registered en Kifid-aangesloten.

Calculate my premiumCall 072 - 509 24 56
AFM registeredKifid affiliatedIndependent advisor
Independent comparison
30+ insurers
Customized business insurance
Personal advice

In 1 minuut uitgelegd

Bekijk in deze korte video waar u op moet letten en welke keuzes bij uw situatie passen.

Liever direct sparren? Neem contact op — wij kijken persoonlijk met u mee.

Insure business vehicle insurance with Finass Verzekert

Insure your vehicle for business purposes

As a self-employed person you insure your... business vehicles — van auto en bestelbus tot motor, scooter, vrachtauto, werkmaterieel en aanhangwagen — met WA, WA + Limited Casco of Allrisk. U kiest per voertuig de juiste dekking, afgestemd op uw bedrijfsmatige gebruik.

We tailor the coverage to your business use, mileage and claim-free years. Bee Finass Insures We compare more than 30 insurers and look for the best premium for your vehicle.

What do you pay attention to with business vehicle insurance?

Pay attention to the business use, mileage, hull coverage and whether cargo or tools need to be insured separately. We advise you independently.

More over de Car insurance

Een WA-verzekering is wettelijk verplicht voor elke auto, maar welke dekking past bij u? Van alleen WA tot WA + Limited Casco (WA+) en Allrisk — de juiste keuze hangt af van de waarde en leeftijd van uw auto.

Wat dekt een Car insurance?+
  • ✓WA (wettelijk verplicht): schade die u met uw Auto aan anderen toebrengt
  • ✓WA + Limited Casco (WA+): ook diefstal, brand, storm, hagel en ruitschade
  • ✓Collision with animals en soms joyriding of parkeerschade (beperkt casco)
  • ✓Allrisk (COMPLETE casco): ook schade aan uw eigen auto door eigen schuld
  • ✓Nieuwwaarde- of aanschafwaarderegeling voor jonge Auto’s
  • ✓Aanvullend: Legal aid verkeer, inzittenden en pechhulp

Wij (Finass Insures) vergelijken de autoverzekering onafhankelijk bij meer dan 30 verzekeraars — zo krijgt u de beste dekking tegen de scherpste premie.

Waarom is een Car insurance belangrijk?+
  • ✓Een Third party insurance is wettelijk verplicht voor elke auto
  • ✓Met beperkt casco bent u ook gedekt voor diefstal, brand, storm en ruitschade
  • ✓Allrisk vergoedt ook Damage due to your own fault — handig bij een nieuwe of dure auto
  • ✓U bouwt Claim-free years op en krijgt no-claimkorting (tot 80%)
Voor wie is een Car insurance geschikt?+
  • ✓WA: oudere Auto’s met een lage dagwaarde of een tweede Auto
  • ✓WA+ (beperkt casco): Auto’s van 5-10 jaar met risico op diefstal of ruitschade
  • ✓All risk: nieuwe of duurdere auto’s, of een auto met een lopende lening
  • ✓Iedereen die zijn Auto wettelijk verplicht moet verzekeren
Tips voor het afsluiten+
  • ✓Kies de Coverage op basis van de waarde en leeftijd van uw auto (allrisk is vaak tot ~6 jaar rendabel)
  • ✓Let op de total-loss-regeling: nieuwwaarde, Purchase value of dagwaarde
  • ✓Weeg het eigen risico af tegen de Premium (vaak een lager eigen risico bij ruitschade)
  • ✓Kleine schade zelf betalen kan voordeliger zijn dan uw Claim-free years verliezen
  • ✓Overweeg Additional coverage: rechtsbijstand, inzittenden en pechhulp
Hoe vindt u de beste Car insurance?+

De premie hangt af van uw leeftijd, woonplaats, het type auto, uw Claim-free years en de gekozen dekking. Finass Verzekert vergelijkt onafhankelijk meer dan 30 verzekeraars, zodat u de juiste dekking tegen de scherpste premie vindt.

Which coverage suits your vehicle?

For your vehicle you can choose from WA (legally required), WA + Limited Casco and Allrisk. The choice depends on the value and business use.

BASIC

Third party insurance

Legally required minimum

Third party liability insurance is required by law and covers damage you cause to others with your vehicle, not to your own vehicle.

What is covered:
  • Damage to other vehicles
  • Letsel aan personen aan derden
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOOSED
EXTENDED

WA + Limited Casco

Popular with self-employed people

In addition to third party liability coverage, there is also protection against damage to your own car due to external causes that you cannot prevent.

Additional coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

For a new or valuable vehicle

De meest complete Coverage, ook bij eigen schade, diefstal en total loss — verstandig bij een nieuw of waardevol bedrijfsvoertuig.

Everything from WA+ plus:
  • Damage due to your own fault
  • Vandalism
  • Unknown causative agent
  • Total loss payment
  • Collision damage
Bereken All risk-premie →
Comparison of coverage for your business vehicle
CoverageWAWA + Limited CascoAll risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to your own car due to your own fault
Vandalism and unknown perpetrator
Recommended forOlder vehicleRegular useNew vehicle

Additional coverage for your business vehicle

Complete the insurance for your business vehicle with these modules and extensions.

All commercial vehicles

From car and van to truck, work equipment and trailer.

WA, casco & All risk

The right coverage per vehicle, tailored to value and use.

Commercial & aftrekbaar

Premium usually deductible as business expenses.

Lading & gereedschap

Combine with self-transport insurance for your cargo.

PREMIUM CALCULATION

What does your vehicle premium depend on?

The premium for your business Vehicle depends on the vehicle, its use and mileage, the coverage chosen and your claim-free years.

By comparing via Finass Verzekert you can immediately see which insurer will insure your business vehicle the cheapest.

1
Vehicle & waarde
Zakelijk gebruik & Mileage
2
Number of claim-free years
The more years, the lower your premium (up to 80% discount)
3
Annual mileage
Coverage and claim-free years
4
Age of main driver
Risk category based on your age
5
Postcode area
Regional theft and collision statistics

Insuring or switching your business vehicle: this is how it works

It is best to insure your business vehicle with the right coverage that suits your use. We compare more than 30 insurers. Do you already have a policy? After the first contract period, you may switch monthly; Finass Verzekert will arrange it without leaving you uninsured.

The 4 steps for switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best coverage for your business vehicle
  3. We will arrange the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

When can you cancel?

We insure your vehicle for business purposes with the correct coverage and fully arrange the transfer without leaving you uninsured.

Insure your business vehicle or switch with Finass Verzekert

Frequently asked questions about your business vehicle

All answers to the most frequently asked questions about your business vehicle at a glance.

Which vehicles can I insure as a self-employed person?

From passenger cars and vans to motorcycles, scooters, trucks, work equipment and trailers. We insure every commercial vehicle with the correct coverage.

Can I accommodate several vehicles together?

Yes, you can clearly insure multiple commercial vehicles together, often at a more favorable rate. We will set this up for you.

Is business vehicle insurance mandatory?

Third party liability coverage is legally required for every motor vehicle. Casco (limited or complete) is optional, but wise for a new or valuable vehicle.

Can I insure my vehicle for commercial purposes?

Yes, as a self-employed person you insure your vehicle commercially; the premium is then usually deductible as a business expense. We will arrange this appropriately.

Do my claim-free years count?

Yes, we include your accrued claim-free years. Claim-free years accrued for business purposes can also count towards a lower premium.

Are cargo or tools included in the insurance?

Vehicle insurance covers the vehicle itself. You take out own transport insurance for cargo and tools en route; we can combine this if desired.

What does the premium depend on?

The premium depends on the vehicle, the business use and mileage, the selected coverage and your claim-free years. We compare more than 30 insurers.

Can I switch without hassle?

Yes. After the first contract period, you can cancel monthly and we will fully arrange the switch.

Personal advice about your business vehicle from Finass Verzekert
Finass mascot

Why insure your business vehicle through Finass Insures?

As an independent advisor, we compare more than 30 Dutch insurers and we know the points of interest for your business vehicle. Not a comparison site, but a real advisor.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • Knowledge of commercial vehiclesFrom van to work equipment
  • Personal adviceAvailable 6 days a week

What our customers say about them business vehicle

Customers rate Finass Insures on average with an average 9.5 and the handling of car damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Mijn zakelijke Vehicle is nu goed verzekerd tegen een scherpe premie. Finass adviseerde deskundig.”

W
Gosse TF.
Allrisk — zakelijke Vehicle

“Fijn dat mijn Claim-free years zijn meegenomen. Helder advies.”

G
Jorrit VL.
WA + Casco — Vehicle

“Snel geregeld en Commercial correct. Prettig en professioneel.”

H
Feie S.
Allrisk — Vehicle

“Persoonlijk geholpen bij mijn Vehicle. Aanrader.”

M
Melle WS.
WA — Vehicle

Related insurance

View the business vehicle insurance that suits you.

Zakelijke Car insurance →

Business insurance for your car.

Bestelautoverzekering Self-employed →

Business insurance for your van.

Zakelijke vrachtautoverzekering →

Business insurance for your truck.

Self-employed aansprakelijkheid →

Corporate and professional liability.

Category: Self-employed  ·  Vehicle  ·  Auto  ·  Delivery van

Ready to your business vehicle to insure?

Calculate your premium and discover which insurer has good and affordable insurance for your business vehicle. Personal and independent advice from Finass Verzekert.

Damage or breakdown along the way? Emergency line 24/7: 06 - 55 20 40 72