Skip to main content

truck verzekeren & compare premiums

Verzeker uw truck — WA is wettelijk verplicht, en met casco of allrisk dekt u ook diefstal, schade en de opbouw. Met de Europa-dekking rijdt u zorgeloos verder. Wij vergelijken meer dan 30 Nederlandse verzekeraars. Onafhankelijk advies van Finass Insures — AFM registered en Kifid-aangesloten.

Calculate my premiumCall 072 - 509 24 56
AFM registeredKifid affiliatedIndependent advisor
Compare independently
30+ insurers
WA verplicht & Europa-hulp
Personal advice

In 1 minute explained

Watch this short video to see what to look out for and which choices suit your situation.

Prefer to brainstorm directly? Contact us — wij kijken persoonlijk met u mee.

Insure a truck with Finass Verzekert

What is truck insurance?

A truck has a license plate and drives on the road, so a Third-party liability insurance is legally required.Due to the value, construction, and usage, many owners opt for Third-Party Liability + Limited Comprehensive or All-Risk, with coverage for theft, damage, and assistance throughout Europe.

For a truck, you need a C driving licence (or CE with a trailer); for professional use, Code 95 also applies. At Finass Insures we compare more than 30 insurers and tailor the coverage to private or business use.

What should you look for in truck insurance?

Pay attention to the hull coverage, European roadside assistance with recovery, the inclusion of bodywork and accessories in the insurance, and any valuation. We provide independent advice.

More about the business car insurance

Do you drive for business or do you have company cars? A business car insurance covers legal liability and — with comprehensive insurance — damage to your own vehicle, tailored to business use.

What does business car insurance cover?+
  • ✓Third-party liability (mandatory): damage to others
  • ✓Limited hull coverage: theft, fire, storm, and glass damage
  • ✓Allrisk: ook schade aan het eigen Vehicle
  • ✓Business use and multiple drivers
  • ✓Additional: legal assistance, passengers and roadside assistance
  • ✓Can be combined with own transport for the load

We (Finass Verzekert) independently compare business car insurance from more than 30 insurers — so you get the best coverage at the most competitive premium.

Why is business car insurance important?+
  • ✓WA is wettelijk verplicht
  • ✓Casco protects your commercial vehicle against theft and damage.
  • ✓Tailored for business use and mileage
  • ✓Part of a fleet with multiple vehicles
Who is business car insurance suitable for?+
  • ✓Entrepreneurs with one or more company cars
  • ✓Self-employed drivers for business purposes
  • ✓Companies with delivery vans or trucks
  • ✓Companies with a vehicle fleet
Tips for closing+
  • ✓Tailor the coverage to the value and age of the vehicle.
  • ✓Insure the cargo separately with separate transport insurance.
  • ✓Consider WEGAS for personal injury to driving employees.
  • ✓Bundle multiple vehicles in a fleet policy
How do you find the best business car insurance?+

The premium depends on the type of vehicle, usage, claims history, and coverage. Finass Verzekert independently compares more than 30 insurers for your business vehicles.

Which coverage suits your truck?

For a truck, you can choose from Third-Party Liability (WA), Third-Party + Limited Cover, and All-Risk. Third-Party Liability is mandatory; due to the value and the bodywork, comprehensive or all-risk is often advisable.

BASIC

Third-party liability insurance

Legally required minimum

The legally required basic coverage. Third-party liability covers damage to others, but not to your own truck or theft.

What is covered:
  • Damage to other vehicles
  • Injury to persons or third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOSEN
EXTENSIVE

Third-Party Liability + Limited Cover

Populair: casco & Europa-hulp

In addition to third-party liability coverage, also protection against damage to your own car caused by external factors that you cannot prevent.

Extra coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

For a new or expensive truck

The most comprehensive coverage, including for your own fault and damage to your truck and the bodywork, often based on replacement value or appraised value.

Everything from WA+ plus:
  • Damage caused by one's own fault
  • Vandalism
  • Unknown cause
  • Total loss payout
  • Collision damage
Bereken All-risk-premie →
Comparison of coverages for your truck
CoverageWAThird-Party Liability + Limited CoverAll-risk
Damage to others (liability)
Brand, storm en natuur
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to own car due to own fault
Vandalism and unknown perpetrator
Recommended forOlder truckRegular useNew truck

Additional coverages for your truck

Complete your truck insurance with these modules and extensions.

Diefstal & casco

Coverage for theft, fire, and damage to your truck, including vandalism.

Aid in Europe

Breakdown and recovery assistance for heavy equipment at home and abroad.

Opbouw, cabine & accessoires

Coverage for the bodywork, cargo bed, cab fittings, and mounted accessories.

Occupant accidents

Fixed benefit in the event of permanent injury or death of the driver and passenger.

PREMIUM CALCULATION

What does your truck insurance premium depend on?

The premium for a truck depends on the weight and value, the use (private or business), your driver's license and experience, your storage, and the chosen coverage.

By comparing via Finass Verzekert, you immediately see which insurer insures your truck at the lowest cost.

1
Gewicht, tonnage & waarde
Gebruik (Private/zakelijk)
2
Number of claim-free years
The more years, the lower your premium (up to 80% discount)
3
Annual mileage
Experience, storage and claim-free years
4
Age of chief executive officer
Risk category based on your age
5
Postal code area
Regional theft and collision statistics

Insure your truck or switch: this is how it works

The best way to insure your truck is with the right coverage that suits your usage. We compare more than 30 insurers. Do you already have a policy? After the initial contract period, you can switch monthly; Finass Verzekert takes care of it, ensuring you are not left uninsured.

The 4 steps to switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best coverage for your truck
  3. We handle the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

When can you cancel?

When insuring a truck, pay attention to comprehensive coverage, European roadside assistance, and accurate declaration of use. We find the insurer that offers the most favorable coverage for your truck and handle the entire switch.

Insure your truck or switch with Finass Verzekert

Frequently asked questions about your truck

All the answers to the most frequently asked questions about your truck, listed together.

Is truck insurance mandatory?

Yes. A truck drives on the road and has a license plate, so third-party liability insurance is legally required. Due to the value, comprehensive or all-risk insurance is often advisable.

Which driver's license do I need for a truck?

For a truck, you need a C driving licence, and CE for a combination with a trailer. For professional use, professional competence (Code 95) is also required. We advise you on your situation.

What is the difference between private and business use?

If you use the truck professionally for transport, different conditions apply than for private or hobby use. Providing the correct information prevents disputes in the event of damage. We handle it correctly.

Which coverage should I choose for my truck?

Third-party liability is the minimum; for a newer or more expensive truck, Third-Party Liability + Limited Comprehensive or All-Risk is advisable, with coverage for theft, damage, and the bodywork. Calculate your premium using the tool.

Will I receive assistance abroad?

With European coverage, you receive breakdown and recovery assistance, including for heavy equipment. Please check your Green Card beforehand. We will take this into account in our advice.

Can I insure my truck at its appraised value?

For an expensive or classic truck, a valuation or fixed-value arrangement is sensible so that the value is fixed in the event of damage. We explain the options.

Is the bodywork or cargo bed insured as well?

With additional coverage, you also insure the bodywork, cargo bed, and mounted accessories against damage and theft. We tailor it to your vehicle.

Can I get insurance without no-claims years?

Yes, that is always possible. We will find the insurer with the most favorable starting level for your situation.

Personal advice on your truck at Finass Verzekert
Finass mascot

Why insure your truck via Finass Insures?

As an independent advisor, we compare more than 30 Dutch insurers and know the key considerations for your truck. Not a comparison site, but a real advisor.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • Knowledge of trucksOpbouw, Europa-hulp & waarde
  • Personal adviceAvailable 6 days a week

What our customers say about their truck

Customers rate Finass Verzekert on average with a 9.5 and the handling of car damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Mijn truck is nu goed verzekerd, inclusief de opbouw en met Europa-hulp. Finass koos precies de juiste dekking.”

W
Douwe RL.
Allrisk — truck, Europa

“Fijn dat het onderscheid Private/zakelijk goed is vastgelegd. Helder advies.”

G
Sietse SS.
WA + Casco — truck

“Na pech onderweg snel berging geregeld. Prettig en professioneel.”

H
Fokke TA.
Allrisk — truck

“Persoonlijk geholpen bij het verzekeren van mijn truck. Aanrader.”

M
Jelle VB.
WA + Casco — truck, opbouw

Related insurances

View the insurance that suits your vehicle.

Particuliere truck →

Non-professional use.

Oldtimer truck →

Appraisal value for your classic.

Elektrische truck →

Coverage including the battery.

Bestelautoverzekering →

For your company van.

Category: Traffic  ·  Truck  ·  Tractor  ·  Auto

Already insured and damaged?

Report your damage immediately, or consult your insurer's policy conditions and forms. In the event of damage, calling us is the fastest way. 072 - 509 24 56.

Ready to your truck to insure?

Calculate your premium and discover with which insurer your truck is well and affordably insured. Personal and independent advice from Finass Verzekert.

Damage or breakdown on the road? Emergency line 24/7: 06 - 55 20 40 72