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agricultural tractor verzekeren & compare premiums

Verzeker uw agricultural tractor — voor agrarisch en bedrijfsmatig gebruik, met WAM, casco en meeverzekerde werktuigen. Wij vergelijken meer dan 30 Nederlandse verzekeraars. Onafhankelijk advies van Finass Insures.

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WAM & casco
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In 1 minute explained

Watch this short video to see what to look out for and which choices suit your situation.

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Insuring an agricultural tractor with Finass Verzekert

Insuring your agricultural tractor

A agricultural tractor is used commercially on the land and the road. In addition to the mandatory Third-Party Liability (TPL) for road use, comprehensive insurance and co-insuring attachments are important for the agricultural business.

Bee Finass Insures We compare more than 30 insurers and look for the coverage that suits your agricultural tractor, taking into account the implements, value, and usage.

What should you look for in an agricultural tractor?

Pay attention to the WAM for road use, the co-insurance of machinery, hull coverage, and any valuation. We provide independent advice.

More about the work equipment insurance

Construction equipment and agricultural machinery — cranes, forklifts, tractors, excavators — represent significant value and pose risks on and around the workplace. work equipment insurance covers damage, theft, and liability.

What does work equipment insurance cover?+
  • ✓Damage to and theft of work equipment
  • ✓Liability for damage caused by the equipment
  • ✓Fire, storm and short circuit
  • ✓Damage during work, transport, and downtime
  • ✓Business interruption due to outage (optional)
  • ✓Compensation based on current market value or replacement value

We (Finass Verzekert) independently compare work equipment insurance from more than 30 insurers — so you get the best coverage at the most competitive premium.

Why is work equipment insurance important?+
  • ✓Construction equipment is expensive and susceptible to damage and theft.
  • ✓Moving or working equipment can cause damage to others.
  • ✓Downtime brings your work to a standstill
  • ✓You are also insured during transport.
Who is work equipment insurance suitable for?+
  • ✓Construction, earthworks and road construction companies
  • ✓Agricultural businesses with machines and tractors
  • ✓Contract workers and rental companies
  • ✓Entrepreneurs with cranes, forklifts, or excavators
Tips for closing+
  • ✓Insure the equipment for the correct value
  • ✓Pay attention to liability coverage for self-propelled equipment.
  • ✓Consider business interruption losses in the event of downtime
  • ✓Comply with the security and storage requirements
How do you find the best work equipment insurance?+

The premium depends on the type of equipment, its value, and its usage. Finass Verzekert independently compares more than 30 insurers for your work equipment.

Which coverage suits your agricultural tractor?

For an agricultural tractor, you can choose from Third-Party Liability (WAM), Third-Party + Limited Comprehensive, and All-Risk. Third-Party Liability is mandatory on the road; due to the value, comprehensive coverage is often advisable.

BASIC

Third-party liability insurance

Legally required minimum

Since 2021, license plates and mandatory third-party liability (WAM) have applied to tractors on public roads. Third-party liability covers damage to others, not to the tractor itself.

What is covered:
  • Damage to other vehicles
  • Injury to persons or third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOSEN
EXTENSIVE

Third-Party Liability + Limited Cover

Populair: casco & werktuigen

In addition to third-party liability coverage, also protection against damage to your own car caused by external factors that you cannot prevent.

Extra coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

For a new or expensive agricultural tractor

The most comprehensive coverage, including for your own fault and damage to your agricultural tractor and implements, often based on replacement value or appraised value.

Everything from WA+ plus:
  • Damage caused by one's own fault
  • Vandalism
  • Unknown cause
  • Total loss payout
  • Collision damage
Bereken All-risk-premie →
Comparison of covers for your agricultural tractor
CoverageWAThird-Party Liability + Limited CoverAll-risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to own car due to own fault
Vandalism and unknown perpetrator
Recommended forOlder tractorAgricultural useNew tractor

Additional coverages for your agricultural tractor

Complete the insurance for your agricultural tractor with these modules and extensions.

Attachments included in the insurance

Coverage for attachments, lifting and front-mounted implements against damage and theft.

Diefstal & casco

Coverage for theft, fire, and damage to your tractor.

Liability (WAM)

The mandatory third-party liability insurance for use on public roads, including machinery.

Driver accident

Fixed benefit for permanent injury or death following an accident.

PREMIUM CALCULATION

What does your premium depend on?

The premium for your agricultural tractor depends on the type and power, the usage, the value, the implements, and the chosen coverage.

By comparing via Finass Verzekert, you immediately see which insurer insures your agricultural tractor at the lowest cost.

1
Type & vermogen
Use and tools
2
Number of claim-free years
The more years, the lower your premium (up to 80% discount)
3
Annual mileage
Value and no-claims years
4
Age of chief executive officer
Risk category based on your age
5
Postal code area
Regional theft and collision statistics

Insure your agricultural tractor or switch: this is how it works

The best way to insure your agricultural tractor is with the right coverage that suits your usage. We compare more than 30 insurers. Do you already have a policy? After the initial contract period, you can switch monthly; Finass Verzekert takes care of it, ensuring you are not left uninsured.

The 4 steps to switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best coverage for your agricultural tractor
  3. We handle the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

When can you cancel?

We find the insurer that offers the most favorable coverage for your agricultural tractor, with the right third-party liability and comprehensive coverage, and handle the entire switch.

Insure your agricultural tractor or switch with Finass Verzekert

Frequently asked questions about your agricultural tractor

All the answers to the most frequently asked questions about your agricultural tractor, listed together.

Is agricultural tractor insurance mandatory?

Since 2021, registration plates and mandatory third-party liability (WAM) apply to tractors used on public roads. Third-party liability covers damage to others; comprehensive insurance is advisable for the tractor itself.

Are my attachments covered by the insurance?

With additional coverage, you include attachments and lifting equipment in the insurance against damage and theft. We ensure that the equipment is listed on the policy.

Which coverage should I choose for my agricultural tractor?

Third-party liability is the minimum; for a newer or more expensive tractor, Third-Party Liability + Limited Comprehensive or All-Risk is sensible, with coverage for theft and damage. We compare the options.

Does the insurance also cover land and road use?

Yes, the coverage can apply to use on private property and land as well as on public roads. Motor Vehicle Liability Insurance (WAM) is mandatory for use on the road. We tailor the coverage to your usage.

Can I insure a vintage tractor at its appraised value?

For a classic tractor, insuring at appraised value is sensible, often with a favorable premium due to limited use. We arrange a valuation plan.

Can a ride-on mower also be insured?

Yes. You are insured against liability, theft, and damage with a ride-on mower. We will look for suitable, affordable coverage.

How much does tractor insurance cost?

That depends on the type and capacity, the use (hobby or agricultural), the value, and the chosen coverage. By comparing, you will find the most competitive premium.

Can I get insurance without no-claims years?

Yes, that is always possible. We will find the insurer with the most favorable terms for your situation.

Personal advice on your agricultural tractor at Finass Verzekert
Finass mascot

Why insure your agricultural tractor via Finass Insures?

As an independent advisor, we compare more than 30 Dutch insurers and know the key considerations for your agricultural tractor. Not a comparison site, but a real advisor.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • Knowledge of tractorsWAM, werktuigen & waarde
  • Personal adviceAvailable 6 days a week

What our customers say about their agricultural tractor

Customers rate Finass Verzekert on average with a 9.5 and the handling of car damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Mijn agricultural tractor is nu precies goed verzekerd. Finass adviseerde deskundig en scherp.”

Y
Nanne DJ.
Allrisk — agricultural tractor

“Fijn dat er met het gebruik en de werktuigen rekening is gehouden. Helder advies.”

A
Obe FP.
WA/WAM — agricultural tractor

“Goede Coverage voor land en weg. Prettig geregeld.”

B
Binne G.
Allrisk — agricultural tractor, werktuigen

“Persoonlijk geholpen bij mijn agricultural tractor. Aanrader.”

D
Freark GW.
WA + Casco — agricultural tractor

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Category: Traffic  ·  Tractor  ·  Truck  ·  Work equipment

Already insured and damaged?

Report your damage immediately, or consult your insurer's policy conditions and forms. In the event of damage, calling us is the fastest way. 072 - 509 24 56.

Ready to your agricultural tractor to insure?

Calculate your premium and discover with which insurer your agricultural tractor is well and affordably insured. Personal and independent advice from Finass Verzekert.

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