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scooter verzekeren & compare premiums

Verzeker uw scooter — een snorscooter (blauw kenteken, 25 km/u) of bromscooter (geel kenteken, 45 km/u). WA is wettelijk verplicht, en met beperkt of full shell dekt u ook diefstal en schade aan uw eigen scooter. Wij vergelijken meer dan 30 Nederlandse verzekeraars. Onafhankelijk advies van Finass Insures — AFM-geregistreerd en Kifid affiliated.

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In 1 minute explained

Watch this short video to see what to look out for and which choices suit your situation.

Prefer to brainstorm directly? Contact us — wij kijken persoonlijk met u mee.

Insure your scooter with Finass Verzekert

What is scooter insurance?

A Scooter can a moped (blue license plate, 25 km/h) or a moped (yellow license plate, 45 km/h) are. For both, there is a Third-party liability insurance legally required: which covers damage you cause to others with your scooter. Helmets are mandatory for scooters.

Because scooters are a popular target for theft, many riders opt for limited hull (theft, fire, storm) or full shell (including own damage). At Finass Insures we compare more than 30 insurers and look for the coverage that suits your scooter and place of residence.

What should you look for in scooter insurance?

Pay attention to the license plate (blue or yellow), the chosen coverage, theft protection (an ART lock often lowers the premium), your place of residence, and the fact that a modified scooter is not insured. We provide independent advice.

More about the motorcycle insurance

A motorcycle, scooter, or moped is subject to statutory insurance. However, with only third-party liability insurance, you are not covered for theft or damage to your own vehicle. motorcycle insurance You can tailor coverage from third-party liability to comprehensive to the value of your vehicle.

What does motorcycle insurance cover?+
  • ✓Third-party liability (mandatory): damage you cause to others
  • ✓Limited hull coverage: theft, fire, storm, and glass damage
  • ✓All-risk: also includes damage to your own vehicle caused by your own fault
  • ✓Accessories and extension (optional)
  • ✓Additional: passenger accident insurance and roadside assistance
  • ✓claim-free years and no-claim discount

We (Finass Verzekert) independently compare motorcycle insurance from more than 30 insurers — so you get the best coverage at the most competitive premium.

Why is motorcycle insurance important?+
  • ✓Third-party liability is legally mandatory for every motor vehicle.
  • ✓Theft and damage to your own vehicle are only covered by comprehensive insurance.
  • ✓Comprehensive insurance pays off for a new or valuable motorcycle.
  • ✓You build up claim-free years
Who is motorcycle insurance suitable for?+
  • ✓Motorcycle, scooter, and moped riders
  • ✓Owners of a new or expensive two-wheeler
  • ✓Whoever parks the vehicle in a theft-prone area
  • ✓Seasonal drivers (with a suspension or storage discount)
Tips for closing+
  • ✓Choose the coverage based on the value and age of your vehicle.
  • ✓Insure expensive accessories and attachments separately
  • ✓Pay attention to the storage requirements against theft.
  • ✓Consider passenger accident insurance and roadside assistance
How do you find the best motorcycle insurance?+

The premium depends on the type of vehicle, your age, place of residence, and claim-free years. Finass Verzekert independently compares more than 30 insurers for the right coverage at the most competitive premium.

Which coverage suits your scooter?

For a scooter, you can choose from Third-Party Liability (WA), Third-Party + Limited Cover, and Full Cover. Third-Party Liability is mandatory; due to the high risk of theft, limited or full coverage is often advisable.

BASIC

Third-party liability insurance

Legally required minimum

The legally required basic coverage. Third-party liability covers damage to others, but not to your own scooter or theft.

What is covered:
  • Damage to other vehicles
  • Injury to persons or third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOSEN
EXTENSIVE

Third-Party Liability + Limited Cover

Populair: diefstal & brand gedekt

In addition to third-party liability coverage, also protection against damage to your own car caused by external factors that you cannot prevent.

Extra coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

For a new or expensive scooter

The most comprehensive coverage, including for your own fault and damage to your own vehicle. Recommended for a new or valuable scooter.

Everything from WA+ plus:
  • Damage caused by one's own fault
  • Vandalism
  • Unknown cause
  • Total loss payout
  • Collision damage
Bereken All-risk-premie →
Comparison of coverages for your Scooter
CoverageWAThird-Party Liability + Limited CoverAll-risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to own car due to own fault
Vandalism and unknown perpetrator
Recommended forOlder scooterRegular useNieuwe Scooter

Additional coverages for your Scooter

Complete your scooter insurance with these modules and extensions.

Diefstal & limited hull

Coverage bij diefstal, brand, storm en ruitschade — belangrijk omdat tweewielers vaak worden gestolen.

Accessoires & helm

Insuring valuable accessories, top case, and helmet against damage or theft.

Roadside assistance

24/7 roadside assistance, with recovery and replacement transport where possible.

Passenger accident coverage

Fixed benefit for permanent injury or death of the driver and passenger following an accident.

PREMIUM CALCULATION

What does your scooter premium depend on?

The premium for a Scooter It depends mainly on your place of residence (theft risk), the make and value, the chosen coverage, your age, and your claim-free years. In large cities, the premium is often higher due to the higher theft risk.

By comparing via Finass Verzekert, you immediately see which insurer insures your scooter at the lowest price.

1
Woonplaats & diefstalrisico
Brand, value and security (ART lock)
2
Number of claim-free years
The more years, the lower your premium (up to 80% discount)
3
Annual mileage
no-claims years and chosen coverage
4
Age of chief executive officer
Risk category based on your age
5
Postal code area
Regional theft and collision statistics

Insure your scooter or switch: this is how it works

The best way to insure your scooter is with the right coverage that suits your usage. We compare more than 30 insurers. Do you already have a policy? After the initial contract period, you can switch monthly; Finass Verzekert takes care of it, ensuring you are not left uninsured.

The 4 steps to switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best coverage for your scooter
  3. We handle the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

When can you cancel?

When choosing a scooter, pay attention to theft coverage and good security (an ART lock often lowers the premium). We find the insurer that offers the most favorable coverage for your vehicle and handle the entire switch.

Insure your scooter or switch with Finass Verzekert

Frequently asked questions about your Scooter

All the answers to the most frequently asked questions about your scooter at a glance.

Is scooter insurance mandatory?

Yes. Third-party liability insurance is legally required for at least every scooter; it covers damage you cause to others. Riding without insurance is a punishable offense.

Which coverage should I choose for my scooter?

Third-party liability is the minimum. Due to the high risk of theft, many drivers opt for limited comprehensive (theft, fire, storm) or full comprehensive (including own damage). We compare the options for you.

Is theft covered?

Only with limited or full hull coverage. An approved ART lock is often a requirement and also lowers the premium. We ensure the coverage is correct.

Am I insured if my vehicle has been modified?

No. A modified vehicle is not covered and you risk fines. Keep your scooter original to remain insured.

Which license plate and driver's license belong to a scooter?

A scooter has a blue (light moped) or yellow (motor scooter) license plate. For both, you need at least an AM driving license. Wearing a helmet is mandatory for both.

How is my premium determined?

Mainly due to your place of residence (theft risk), the make and value, your age, security features, and your claim-free years. By comparing, you will find the most competitive premium.

Does my insurance also apply abroad?

In most EU countries, you are insured with third-party liability coverage; check your Green Card in advance. Comprehensive coverage abroad varies by insurer; we advise you on this.

Can I get insurance without no-claims years?

Yes. Without claim-free years, you start at a lower tier and pay more, but insurance is always possible. We look for the insurer with the most favorable starting tier.

Personal advice on your scooter at Finass Verzekert
Finass mascot

Why insure your scooter via Finass Insures?

As an independent advisor, we compare more than 30 Dutch insurers and know the key considerations for your scooter. Not a comparison site, but a real advisor.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • Knowledge of two-wheelersDiefstalrisico & beveiliging
  • Personal adviceAvailable 6 days a week

What our customers say about their scooter

Customers rate Finass Verzekert on average with a 9.5 and the handling of car damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Mijn Scooter is in de stad gestolen — dankzij de cascodekking snel vergoed. Finass regelde het uitstekend.”

A
Alwin V.
full shell — scooter

“Finass adviseerde een ART-slot; daardoor was mijn Premium een stuk lager. Fijn meedenken.”

B
Yge M.
limited hull — scooter

“Ik wilde goedkoop maar goed verzekerd rijden. Scherpe Premium en helder advies.”

C
Casimir B.
WA — Scooter

“Snel en persoonlijk geholpen bij het verzekeren van mijn nieuwe Scooter. Aanrader.”

D
Ane M.
full shell — scooter

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Category: Traffic  ·  scooter  ·  Moped car  ·  Car brands

Already insured and damaged?

Report your damage immediately, or consult your insurer's policy conditions and forms. In the event of damage, calling us is the fastest way. 072 - 509 24 56.

Ready to your scooter to insure?

Calculate your premium and discover with which insurer your scooter is well and affordably insured. Personal and independent advice from Finass Verzekert.

Damage on the road? Emergency line 24/7: 06 - 55 20 40 72