Skip to main content

Motorcycle verzekeren & save immediately

Verzeker uw motor — WA is wettelijk verplicht, en met beperkt of COMPLETE casco dekt u ook diefstal en schade aan uw eigen motor. Schors eenvoudig in de winter. Wij vergelijken meer dan 30 Nederlandse verzekeraars. Onafhankelijk advies van Finass Insures — AFM registered en Kifid-aangesloten.

Calculate my premiumCall 072 - 509 24 56
AFM registeredKifid affiliatedIndependent advisor
Compare independently
30+ insurers
WA verplicht & winterschorsing
Personal advice

In 1 minute explained

Watch this short video to see what to look out for and which choices suit your situation.

Prefer to brainstorm directly? Contact us — wij kijken persoonlijk met u mee.

Insure your motorcycle with Finass Verzekert

What is motorcycle insurance?

A Motorcycle insurance covers liability and (depending on the coverage) damage to your motorcycle. The Third-party liability coverage is legally requiredFor a newer or more expensive motorcycle, Third-Party Liability + Limited Comprehensive or All-Risk is often advisable. Your driving licence (A1, A2, or A) depends on engine power and age.

Many motorcyclists suspend the insurance in the winter or opt for seasonal coverage, while the comprehensive theft coverage can continue. At Finass Insures we compare more than 30 insurers and look for the coverage that suits your motorcycle and usage.

What should you look for in motorcycle insurance?

Pay attention to the chosen coverage, good theft protection (ART lock), whether you suspend your policy in the winter, and insuring your helmet and motorcycle clothing. We provide independent advice.

More about the Motorcycle insurance

A motorcycle, scooter, or moped is subject to statutory insurance. However, with only third-party liability insurance, you are not covered for theft or damage to your own vehicle. Motorcycle insurance You can tailor coverage from third-party liability to comprehensive to the value of your vehicle.

What does motorcycle insurance cover?+
  • ✓Third-party liability (mandatory): damage you cause to others
  • ✓Limited hull coverage: theft, fire, storm, and glass damage
  • ✓All-risk: also includes damage to your own vehicle caused by your own fault
  • ✓Accessories and extension (optional)
  • ✓Additional: passenger accident insurance and roadside assistance
  • ✓claim-free years and no-claim discount

We (Finass Verzekert) independently compare motorcycle insurance from more than 30 insurers — so you get the best coverage at the most competitive premium.

Why is motorcycle insurance important?+
  • ✓Third-party liability is legally mandatory for every motor vehicle.
  • ✓Theft and damage to your own vehicle are only covered by comprehensive insurance.
  • ✓Comprehensive insurance pays off for a new or valuable motorcycle.
  • ✓You build up claim-free years
Who is motorcycle insurance suitable for?+
  • ✓Motorcycle, scooter, and moped riders
  • ✓Owners of a new or expensive two-wheeler
  • ✓Whoever parks the vehicle in a theft-prone area
  • ✓Seasonal drivers (with a suspension or storage discount)
Tips for closing+
  • ✓Choose the coverage based on the value and age of your vehicle.
  • ✓Insure expensive accessories and attachments separately
  • ✓Pay attention to the storage requirements against theft.
  • ✓Consider passenger accident insurance and roadside assistance
How do you find the best motorcycle insurance?+

The premium depends on the type of vehicle, your age, place of residence, and claim-free years. Finass Verzekert independently compares more than 30 insurers for the right coverage at the most competitive premium.

Lees het volledige kennisdossier: alles over de Motorcycle insurance →

Which coverage suits your motorcycle?

For a motorcycle, you can choose from Third-Party Liability (WA), Third-Party + Limited Cover, and All-Risk. Third-Party Liability is legally mandatory; due to the risk of theft and damage, limited or full coverage is often advisable.

BASIC

Third-party liability insurance

Legally required minimum

The legally required basic coverage. Third-party liability covers damage to others, but not to your own motorcycle or theft.

What is covered:
  • Damage to other vehicles
  • Injury to persons or third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOSEN
EXTENSIVE

Third-Party Liability + Limited Cover

Populair: diefstal & brand gedekt

In addition to third-party liability coverage, also protection against damage to your own car caused by external factors that you cannot prevent.

Extra coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

For a new or expensive motorcycle

The most comprehensive coverage, including for your own fault and damage to your own motorcycle. Recommended for a new or valuable motorcycle.

Everything from WA+ plus:
  • Damage caused by one's own fault
  • Vandalism
  • Unknown cause
  • Total loss payout
  • Collision damage
Bereken All-risk-premie →
Comparison of covers for your motorcycle
CoverageWAThird-Party Liability + Limited CoverAll-risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to own car due to own fault
Vandalism and unknown perpetrator
Recommended forOlder engineRegular useNew engine

Additional coverages for your Motorcycle Insurance

Complete your motorcycle insurance with these modules and extensions.

Diefstal & beperkt casco

Coverage bij diefstal, brand, storm en schade — motoren zijn een gewild doelwit.

Accessoires & motorkleding

Insuring valuable accessories, cases, helmet, and motorcycle clothing against damage or theft.

Motorcycle roadside assistance

24/7 roadside assistance, with recovery and replacement transport where possible.

Passenger accident insurance

Fixed benefit for permanent injury or death of the driver and passenger following an accident.

PREMIUM CALCULATION

What does your motorcycle insurance premium depend on?

The premium for your Motorcycle depends on the engine displacement and power, your driver's license and age, your place of residence (risk of theft), the chosen coverage, and your claim-free years. Insurers assess motorcycles differently.

By comparing via Finass Verzekert, you immediately see which insurer insures your motorcycle at the lowest cost.

1
Cilinderinhoud & vermogen
Driving license (A1, A2 or A) and age
2
Number of claim-free years
The more years, the lower your premium (up to 80% discount)
3
Annual mileage
no-claims years and chosen coverage
4
Age of chief executive officer
Risk category based on your age
5
Postal code area
Regional theft and collision statistics

Insure your motorcycle or switch: this is how it works

The best way to insure your motorcycle is with the right coverage that suits your motorcycle and usage. We compare more than 30 insurers. Do you already have a policy? After the initial contract period, you can switch monthly; Finass Verzekert takes care of it, ensuring you are not left uninsured.

The 4 steps to switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best coverage for your motorcycle
  3. We handle the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

When can you cancel?

When choosing a motorcycle, pay attention to coverage against theft, good security (ART lock), and whether you suspend registration during the winter. We find the insurer that offers the most favorable coverage for your motorcycle and handle the entire switch.

Insure your motorcycle or switch with Finass Verzekert

Frequently asked questions about your Motorcycle Insurance

All the answers to the most frequently asked questions about your motorcycle at a glance.

How much does motorcycle insurance cost?

That depends on the engine displacement and power, your driver's license and age, your place of residence, the chosen coverage, and your claim-free years. By comparing more than 30 insurers via Finass Verzekert, you will find the most competitive premium.

Which coverage should I choose for my motorcycle?

Third-party liability is legally mandatory. Due to the risk of theft and damage, limited or comprehensive coverage is often advisable. Calculate your premium using the tool to compare the options.

Is theft of my motorcycle covered by insurance?

Only with limited or full hull coverage. An approved ART lock or alarm is often a requirement and lowers the premium. We ensure the coverage is correct.

Which driver's license do I need?

Depending on engine power and age, you need a category A1 (light motorcycle), A2 (medium-weight), or A (unrestricted) driving license. We advise you on the premium implications.

Can I suspend my motorcycle for the winter?

Yes. Many motorcyclists suspend their insurance or opt for seasonal coverage for the winter. The comprehensive coverage (theft, fire) can continue. We explain the options.

Are my helmet and motorcycle gear covered?

With additional accessory and clothing coverage, you insure your helmet, suit, and cases against damage and theft. We help take care of it.

Does my motorcycle insurance also apply abroad?

In most EU countries, you are insured with third-party liability coverage; check your Green Card in advance. Comprehensive coverage abroad varies by insurer; we advise you on this.

Can I insure my motorcycle without no-claims bonus?

Yes. Without claim-free years, you start at a lower tier and pay more, but insurance is always possible. We look for the insurer with the most favorable starting tier.

Personal advice on your motorcycle at Finass Verzekert
Finass mascot

Why insure your motorcycle via Finass Insures?

As an independent advisor, we compare more than 30 Dutch insurers and know the key considerations for your motorcycle. Not a comparison site, but a real advisor.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • Knowledge of enginesDiefstal, seizoen & beveiliging
  • Personal adviceAvailable 6 days a week

What our customers say about their Motorcycle

Customers rate Finass Verzekert on average with a 9.5 and the handling of car damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Mijn motor is netjes verzekerd, inclusief de mogelijkheid om in de winter te suspend. Scherpe premie via Finass.”

A
Abe V.
All-risk — motor

“Finass adviseerde A ART-slot; daardoor was mijn cascopremie lager. Fijn meedenken.”

B
Oeds M.
WA + Casco — Motorcycle

“Ik wilde Third-Party Liability + Limited Cover tegen diefstal. Helder en eerlijk advies, snel geregeld.”

C
Christiaan B.
WA + Casco — Motorcycle, diefstal

“Persoonlijk geholpen bij het verzekeren van mijn New engine. Aanrader.”

D
Dorus D.
All-risk — motor

Related motorcycle insurance

View the motorcycle insurance that suits your situation.

Oldtimermotor →

Appraisal value for your classic motorcycle.

Sportmotor →

For your sports or supersport motorcycle.

Jonge Director →

Favorable coverage for novice motorcyclists.

Crossmotor →

Theft and accident coverage for your dirt bike.

Trike →

Third-party liability and comprehensive insurance for your trike.

Motorscooter →

Heavier scooter with a motorcycle license.

Category: Traffic  ·  Motorcycle  ·  Scooter  ·  Auto

Already insured and damaged?

Report your damage immediately, or consult your insurer's policy conditions and forms. In the event of damage, calling us is the fastest way. 072 - 509 24 56.

Ready to your Motorcycle to insure?

Calculate your premium and discover with which insurer your motorcycle is well and affordably insured. Personal and independent advice from Finass Verzekert.

Damage on the road? Emergency line 24/7: 06 - 55 20 40 72