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van insurance vergelijken & save immediately

Verzeker uw bestelauto of bestelbus — op grijs kenteken, voor zakelijk of privé gebruik, met uw tools and inventory in de laadruimte meeverzekerd. Wij vergelijken de premies van meer dan 30 Nederlandse verzekeraars. Onafhankelijk advies van Finass Insures — AFM registered en Kifid-aangesloten.

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Van insurance with Finass Verzekert

What is van insurance?

A van insurance covers liability and (depending on the coverage) damage to your van or delivery van. Whether you drive a Mercedes Sprinter, Volkswagen Transporter or Ford Transit: third-party liability coverage is required by law, and for a newer or more expensive bus, third-party liability + Limited Casco or Allrisk is often wise.

What is important with a van is whether it is available gray license plate state, or you him Commercial of privé use and whether you tools and inventory want to insure in the loading space. Bee Finass Insures we compare more than 30 insurers and find the coverage that suits your needs.

What do you pay attention to with van insurance?

Let op het kenteken (grijs of geel), het gebruik (privé of zakelijk), het meeverzekeren van tools and inventory, het laadvermogen en de waarde. Voor een nieuwe bestelauto is nieuwwaarde- of aanschafwaardedekking vaak verstandig. Wij adviseren u onafhankelijk en regelen het volledig.

More about the business car insurance

Do you drive for business or do you have company cars? A business car insurance covers legal liability and - with shell - damage to your own vehicle, tailored to business use.

What does business car insurance cover?+
  • ✓WA (mandatory): damage to others
  • ✓Limited hull: theft, fire, storm and window damage
  • ✓All-risk: also damage to your own vehicle
  • ✓Business use and multiple drivers
  • ✓Additional: legal assistance, passengers and roadside assistance
  • ✓Can be combined with your own transport for the load

We (Finass Verzekert) independently compare business car insurance from more than 30 insurers — so you get the best coverage at the best premium.

Why is business car insurance important?+
  • ✓WA is required by law
  • ✓Casco protects your commercial vehicle against theft and damage
  • ✓Tailored to business use and mileage
  • ✓Part of a fleet with multiple vehicles
Who is business car insurance suitable for?+
  • ✓Entrepreneurs with one or more company cars
  • ✓Self-employed people who drive for business purposes
  • ✓Companies with vans or trucks
  • ✓Companies with a fleet
Tips for closing+
  • ✓Adjust the coverage to the value and age of the vehicle
  • ✓Insure the cargo separately with your own transport insurance
  • ✓Consider WEGAS for injuries suffered by driving employees
  • ✓Bundle multiple vehicles into a fleet policy
How do you find the best business car insurance?+

The premium depends on the type of vehicle, use, damage history and coverage. Finass Verzekert independently compares more than 30 insurers for your business vehicles.

Which coverage suits your van?

You can also choose from WA, WA + Limited Casco and Allrisk for your van. Allrisk is often wise for a newer or business intensively used bus; WA or WA+ may suffice for an older van.

BASIC

Third party insurance

Legally required minimum

The legally required basic coverage. Suitable for an older van with a lower current value.

What is covered:
  • Damage to other vehicles
  • Injury to persons to third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOOSED
EXTENDED

WA + Limited Casco

Popular for business use

In addition to third party liability coverage, there is also protection against damage to your own car due to external causes that you cannot prevent.

Additional coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

For a new or expensive van

The most complete coverage, even if it is your own fault, preferably at new value. Recommended for a new or electric van.

Everything from WA+ plus:
  • Damage due to your own fault
  • Vandalism
  • Unknown causative agent
  • Total loss payment
  • Collision damage
Bereken All risk-premie →
Comparison of coverage for your van
CoverageWAWA + Limited CascoAll risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to your own car due to your own fault
Vandalism and unknown perpetrator
Recommended forOlder vanBusiness useNew van

Additional coverage for your van

Complete the insurance for your van with these modules, tailored to business use.

Inventaris & gereedschap

Coverage for tools, materials and inventory in the loading space of your van against damage and theft.

Uitzendkrachten, stagiairs & vrijwilligers Traffic

Juridische hulp bij verkeersschade, geschillen en conflicten rond uw bestelauto — belangrijk bij Business use.

Pechhulp NL & Europa

24/7 hulp bij pech onderweg, met sleephulp, reparatie ter plaatse en vervangend vervoer — zodat u niet stilstaat.

Passenger Insurance (SVI)

Vergoedt letsel- en materiële schade van Director en passagiers, ongeacht de schuldvraag bij een ongeval.

PREMIUM CALCULATION

What does your van premium depend on?

The premium for your Delivery van hangt af van het gewicht en laadvermogen, het gebruik (privé of Commercial), het kenteken, de gekozen dekking en uw schadevrije jaren. Verzekeraars hanteren elk een eigen rekenmodel, waardoor de premies fors verschillen.

By comparing via Finass Verzekert you can immediately see which insurer will insure your van the cheapest, with the right coverage for your use.

1
Gewicht & laadvermogen
Gebruik: privé of Commercial
2
Number of claim-free years
The more years, the lower your premium (up to 80% discount)
3
Annual mileage
Annual mileage and claim-free years
4
Age of main driver
Risk category based on your age
5
Postcode area
Regional theft and collision statistics

Insuring your van or switching: this is how it works

You can best insure your van by choosing the right cover that suits your use, with tools and inventory also insured. We compare more than 30 insurers. Do you already have a policy? After the first contract period, you may switch monthly; Finass Verzekert will arrange it without leaving you uninsured.

The 4 steps for switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best coverage for your van
  3. We will arrange the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

When can you cancel?

Let bij een bestelauto op het kenteken (grijs of geel), het gebruik (privé of zakelijk) en het meeverzekeren van tools and inventory. Wij zoeken de verzekeraar die uw bestelauto het gunstigst verzekert en regelen de overstap volledig.

Insure your van or switch with Finass Verzekert

Frequently asked questions about van insurance

All answers to the most frequently asked questions about insuring your van at a glance.

How much does van insurance cost?

Dat hangt af van het gewicht en laadvermogen, het gebruik (privé of zakelijk), het kenteken, de gekozen dekking en uw schadevrije jaren. Door meer dan 30 verzekeraars te vergelijken via Finass Insures vindt u de scherpste premie voor uw bestelauto.

What does gray license plate mean for my van insurance?

A van with a gray license plate has its own premium and tax treatment, usually more favorable for business use. We will work with you to determine the right design and insure your van appropriately.

Kan ik mijn Delivery van zowel privé als zakelijk verzekeren?

Ja. Het gebruik (privé, zakelijk of gemengd) bepaalt mede de premie en de voorwaarden. Wij zorgen dat de dekking aansluit op hoe u de Delivery van inzet.

Are my tools or inventory in the loading space included in the insurance?

Niet standaard. Met een aanvullende inventaris- en gereedschapsdekking Insures u de spullen in de laadruimte tegen schade en diefstal. Voor zzp'ers en bedrijven vaak onmisbaar; wij regelen het mee.

Which cover do I choose for my van?

For an older van, WA or WA + Limited Casco may be sufficient. Allrisk is wise for a newer or business intensively used bus. Calculate your premium using the tool to compare the options.

What about VAT on a business van?

For business use you can often offset the VAT on the premium. The exact situation depends on your company; Your accountant will advise you on this, and we will ensure the correct policy design.

Does my van insurance also apply abroad?

Yes, Dutch insurance policies provide standard coverage throughout the European Union and neighboring countries. Separate arrangements may be required for journeys outside the country or intensive international use; we will advise you on this.

Can I insure my van without claim-free years?

Yes. Without claim-free years, you start at a lower level and pay more, but you can always insure your van. We look for the insurer with the most favorable starting point and see whether a declaration will still give you claim-free years.

Personal advice about your van insurance from Finass Verzekert
Finass mascot

Why insure your van through Finass Insures?

Als Independent advisor vergelijken wij meer dan 30 Nederlandse verzekeraars en kennen we de aandachtspunten voor bestelauto's — grijs kenteken, zakelijk gebruik en inventaris. Geen vergelijkingssite, maar een echte adviseur.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • Knowledge of business transportationgray license plate & inventaris
  • Personal adviceAvailable 6 days a week

What our customers say about them Delivery van

Customers rate Finass Insures on average with an average 9.5 and the handling of car damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Als zzp'er rij ik dagelijks met mijn bestelbus. Finass regelde A polis met mijn gereedschap meeverzekerd en dacht mee over het zakelijke gebruik.”

R
Roelof V.
All risk — bestelbus, inventaris

“Mijn bestelauto staat op gray license plate. Finass legde helder uit wat dat voor de premie betekent en regelde het snel.”

A
Annemieke K.
WA + Casco — gray license plate

“Toen ik schade had, was het dankzij Finass snel geregeld en had ik snel vervangend vervoer. Voor mijn werk essentieel.”

B
Sietse G.
Allrisk — Delivery van

“Voor mijn koeriersbedrijf zocht ik een passende Coverage. Scherpe premie en een vast aanspreekpunt.”

G
Gretel D.
Allrisk — Delivery van, zakelijk

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Category: Traffic  ·  Car insurance  ·  Truck  ·  Business insurance

Al verzekerd en schade?

Meld uw schade direct, of zoek de polisvoorwaarden en formulieren van uw verzekeraar. Bij schade belt u ons het snelst op 072 - 509 24 56.

Ready to your Delivery van to insure?

Calculate your premium en ontdek bij welke verzekeraar uw bestelauto — op grijs kenteken, zakelijk of privé — goed en voordelig verzekerd is. Persoonlijk en onafhankelijk advies van Finass Verzekert.

Damage along the way? Emergency line 24/7: 06 - 55 20 40 72