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Zakelijke car insurance & compare premiums

Voor zzp’ers en zelfstandigen — verzeker uw auto zakelijk met WA, Third-Party Liability + Limited Cover of Allrisk, afgestemd op uw gebruik. Wij vergelijken meer dan 30 verzekeraars. Onafhankelijk advies van Finass Insures — AFM registered en Kifid-aangesloten.

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Compare independently
30+ insurers
Tailored business insurance
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In 1 minute explained

Watch this short video to see what to look out for and which choices suit your situation.

Prefer to brainstorm directly? Contact us — wij kijken persoonlijk met u mee.

Insure business car insurance with Finass Verzekert

Insuring your car for business

Insure your company car as a self-employed professional with Third-Party Liability, Third-Party + Limited Comprehensive, or All-Risk. Whether you drive for business or partly for private use, we tailor the coverage to your mileage and usage, taking your no-claims bonus into account.

We tailor the coverage to your business use, mileage, and claim-free years. At Finass Insures we compare more than 30 insurers and look for the lowest premium for your car.

What should you look for in business car insurance?

Pay attention to business use, mileage, hull coverage, and whether cargo or tools need to be insured separately. We provide independent advice.

More about the car insurance

Third-party liability insurance is legally required for every car, but which coverage suits you? From just third-party liability to Third-Party + Limited Comprehensive (WA+) and All-Risk — the right choice depends on the value and age of your car.

What does car insurance cover?+
  • ✓Third-party liability (legally required): damage you cause to others with your car
  • ✓Third-Party Liability + Limited Comprehensive (WA+): also theft, fire, storm, hail, and glass damage
  • ✓Collision with animals and sometimes joyriding or parking damage (limited comprehensive)
  • ✓All-risk (fully comprehensive): also includes damage to your own car caused by your own fault
  • ✓New value or purchase value scheme for young cars
  • ✓Additional: legal assistance for traffic, passengers, and roadside assistance

We (Finass Verzekert) independently compare car insurance from more than 30 insurers — so you get the best coverage at the lowest premium.

Why is car insurance important?+
  • ✓Third-party liability insurance is legally required for every car.
  • ✓With limited comprehensive coverage, you are also covered for theft, fire, storm, and glass damage.
  • ✓All-risk also covers damage caused by your own fault — handy for a new or expensive car
  • ✓You build up claim-free years and receive a no-claim discount (up to 80%).
Who is car insurance suitable for?+
  • ✓Third-party liability: older cars with a low current market value or a second car
  • ✓Third-party liability plus (limited comprehensive): cars aged 5-10 years with a risk of theft or glass damage
  • ✓Comprehensive: new or more expensive cars, or a car with an outstanding loan
  • ✓Everyone who is legally required to insure their car
Tips for closing+
  • ✓Choose the coverage based on the value and age of your car (comprehensive is often cost-effective up to ~6 years).
  • ✓Pay attention to the total loss policy: new value, purchase value, or current market value
  • ✓Weigh the deductible against the premium (often a lower deductible for glass damage)
  • ✓Paying for minor damage yourself can be cheaper than losing your no-claims bonus.
  • ✓Consider additional coverages: legal assistance, passengers, and roadside assistance.
How do you find the best car insurance?+

The premium depends on your age, place of residence, type of car, your claim-free years, and the chosen coverage. Finass Verzekert independently compares more than 30 insurers so that you find the right coverage at the most competitive premium.

Which coverage suits your car?

For your car, you can choose from Third-Party Liability (legally required), Third-Party + Limited Comprehensive, and All-Risk. The choice depends on the value and business use.

BASIC

Third-party liability insurance

Legally required minimum

Third-party liability insurance is legally mandatory and covers damage you cause to others with your car, not to your own car.

What is covered:
  • Damage to other vehicles
  • Injury to persons or third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOSEN
EXTENSIVE

Third-Party Liability + Limited Cover

Popular among freelancers

In addition to third-party liability coverage, also protection against damage to your own car caused by external factors that you cannot prevent.

Extra coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

For a new or valuable vehicle

De meest complete dekking, ook bij eigen schade, diefstal en total loss — verstandig bij een nieuwe of waardevolle company car.

Everything from WA+ plus:
  • Damage caused by one's own fault
  • Vandalism
  • Unknown cause
  • Total loss payout
  • Collision damage
Bereken All-risk-premie →
Comparison of coverages for your business car
CoverageWAThird-Party Liability + Limited CoverAll-risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to own car due to own fault
Vandalism and unknown perpetrator
Recommended forOlder vehicleRegular useNew vehicle

Additional coverages for your business car

Complete your business car insurance with these modules and extensions.

WA, casco & All-risk

Coverage tailored to the value and usage of your car.

Commercial & aftrekbaar

Premiums are generally deductible as business expenses.

Replacement transport in case of damage

Stay mobile in the event of damage with a replacement car.

No-claims bonus

Your accumulated claim-free years count.

PREMIUM CALCULATION

What does your car insurance premium depend on?

The premium for your business Auto depends on the vehicle, usage and mileage, the chosen coverage and your no-claims years.

By comparing via Finass Verzekert, you immediately see which insurer insures your business car at the lowest cost.

1
Vehicle & waarde
Commercial gebruik & kilometrage
2
Number of claim-free years
The more years, the lower your premium (up to 80% discount)
3
Annual mileage
Coverage and no-claims years
4
Age of chief executive officer
Risk category based on your age
5
Postal code area
Regional theft and collision statistics

Insuring your company car or switching: this is how it works

The best way to insure your business car is with the right coverage that suits your usage. We compare more than 30 insurers. Do you already have a policy? After the initial contract period, you can switch monthly; Finass Verzekert takes care of it, ensuring you are not left uninsured.

The 4 steps to switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best coverage for your business car
  3. We handle the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

When can you cancel?

We insure your car for business with the right coverage and handle the entire switch without leaving you uninsured.

Insure your company car or switch with Finass Verzekert

Frequently asked questions about your company car

All the answers to the most frequently asked questions about your company car, listed together.

Can I insure my car for business purposes as a self-employed person?

Yes, you insure your car in the name of your company or for business use; the premium is then usually tax-deductible. We will set this up appropriately.

Does business or private use make a difference to the premium?

Usage and mileage affect the premium. If you drive many kilometers for business, we take this into account.

Is business car insurance mandatory?

Third-party liability coverage is legally required for every motor vehicle. Comprehensive (limited or full) coverage is optional, but advisable for a new or valuable vehicle.

Can I insure my car for business purposes?

Yes, as a self-employed professional, you insure your car for business purposes; the premium is then usually deductible as business expenses. We set this up appropriately.

Do my no-claims years count?

Yes, we take your accumulated no-claims years into account. No-claims years accumulated for business purposes can also count towards a lower premium.

Are his cargo or tools insured as well?

The vehicle insurance covers the vehicle itself. For cargo and tools while on the road, you take out own-carriage insurance; we combine this if desired.

What does the premium depend on?

The premium depends on the vehicle, business use and mileage, the chosen coverage, and your claim-free years. We compare more than 30 insurers.

Can I switch without any hassle?

Yes. After the first contract period, you can cancel on a monthly basis, and we will handle the entire switch.

Personal advice on your business car at Finass Verzekert
Finass mascot

Why insure your business car via Finass Insures?

As an independent advisor, we compare more than 30 Dutch insurers and know the key considerations for your business car. Not a comparison site, but a real advisor.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • Knowledge of commercial vehiclesDriving for business or partly for private use
  • Personal adviceAvailable 6 days a week

What our customers say about their company car

Customers rate Finass Verzekert on average with a 9.5 and the handling of car damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Mijn company car is nu goed verzekerd tegen een scherpe premie. Finass adviseerde deskundig.”

S
Kobus HF.
Allrisk — company car

“Fijn dat mijn schadevrije jaren zijn meegenomen. Helder advies.”

T
Piter JL.
WA + Casco — Auto

“Snel geregeld en Commercial correct. Prettig en professioneel.”

R
Uilke KS.
All-risk — auto

“Persoonlijk geholpen bij mijn Auto. Aanrader.”

D
Anne LA.
WA — Auto

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Already insured and damaged?

Report your damage immediately, or consult your insurer's policy conditions and forms. In the event of damage, calling us is the fastest way. 072 - 509 24 56.

Ready to your company car to insure?

Calculate your premium and discover with which insurer your business car is well and affordably insured. Personal and independent advice from Finass Verzekert.

Damage or breakdown on the road? 24/7 Emergency line: 06 - 55 20 40 72