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Mercedes-Benz verzekeren & compare premiums

Verzeker uw Mercedes-Benz — van A-Klasse tot S-Klasse, een GLC-SUV, the iconic G-Klasse, een sportieve AMG of een elektrische EQ. Wij vergelijken de premies van meer dan 30 Nederlandse verzekeraars, zodat u uw Mercedes goed én voordelig verzekert. Onafhankelijk advies van Finass Insures — AFM registered en Kifid-aangesloten.

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AFM registeredKifid affiliatedIndependent advisor
Compare independently
30+ insurers
For every Mercedes model
Personal advice

In 1 minute explained

Watch this short video to see what to look out for and which choices suit your situation.

Prefer to brainstorm directly? Contact us — wij kijken persoonlijk met u mee.

Insuring Mercedes-Benz with Finass Verzekert

Insuring your Mercedes-Benz

Mercedes-Benz is a premium brand with a wide range: from a compact A-Class to the luxurious S-Class, spacious GLC- en GLE-SUV's, the iconic G-Class, sporty AMG models and fully electric EQ modelsDue to the higher new value and repair costs, the premium varies by model. Third-party liability coverage is, as with any car, legally mandatory.

Do you drive an electric EQ? Then it is preferable to include the battery and charging cable. Do you have a powerful AMG or a valuable S- or G-Class? Then assets, value, and susceptibility to theft are taken into account. At Finass Insures we compare more than 30 insurers and look for the coverage that suits your specific Mercedes.

What should you look out for when insuring a Mercedes?

Pay attention to the model and value, whether it is an electric EQ (insure the battery as well), the power output for an AMG, and theft prevention for sought-after models such as the G-Class. For a new Mercedes, new value or purchase value coverage is often advisable. We provide independent advice and handle everything fully.

More about the Car insurance

A Mercedes Benz deserves appropriate insurance. Whether you choose Third-Party Liability, Third-Party + Limited Comprehensive, or All-Risk — the right coverage depends on the value and age of your Mercedes Benz. We independently compare car insurance for your Mercedes Benz from more than 30 insurers.

What does car insurance cover?+
  • ✓Third-party liability (legally required): damage you cause to others with your car
  • ✓Third-Party Liability + Limited Comprehensive (WA+): also theft, fire, storm, hail, and glass damage
  • ✓Collision with animals and sometimes joyriding or parking damage (limited comprehensive)
  • ✓All-risk (fully comprehensive): also includes damage to your own car caused by your own fault
  • ✓New value or purchase value scheme for young cars
  • ✓Additional: legal assistance for traffic, passengers, and roadside assistance

We (Finass Verzekert) independently compare car insurance from more than 30 insurers — so you get the best coverage at the lowest premium.

Why is car insurance important?+
  • ✓Third-party liability insurance is legally required for every car.
  • ✓With limited comprehensive coverage, you are also covered for theft, fire, storm, and glass damage.
  • ✓All-risk also covers damage caused by your own fault — handy for a new or expensive car
  • ✓You build up claim-free years and receive a no-claim discount (up to 80%).
Who is car insurance suitable for?+
  • ✓Third-party liability: older cars with a low current market value or a second car
  • ✓Third-party liability plus (limited comprehensive): cars aged 5-10 years with a risk of theft or glass damage
  • ✓Comprehensive: new or more expensive cars, or a car with an outstanding loan
  • ✓Everyone who is legally required to insure their car
Tips for closing+
  • ✓Choose the coverage based on the value and age of your car (comprehensive is often cost-effective up to ~6 years).
  • ✓Pay attention to the total loss policy: new value, purchase value, or current market value
  • ✓Weigh the deductible against the premium (often a lower deductible for glass damage)
  • ✓Paying for minor damage yourself can be cheaper than losing your no-claims bonus.
  • ✓Consider additional coverages: legal assistance, passengers, and roadside assistance.
How do you find the best car insurance?+

The premium depends on your age, place of residence, type of car, your claim-free years, and the chosen coverage. Finass Verzekert independently compares more than 30 insurers so that you find the right coverage at the most competitive premium.

Lees het volledige kennisdossier: alles over de Car insurance →

Which coverage suits your Mercedes?

For your Mercedes, too, you can choose from Third-Party Liability (WA), Third-Party + Limited Comprehensive, and All-Risk. For a new, powerful (AMG), or electric (EQ) Mercedes, All-Risk (based on new value) is often the sensible choice; for an older model, Third-Party Liability or Third-Party + may suffice.

BASIC

Third-party liability insurance

Legally required minimum

The legally required basic coverage. Suitable for an older Mercedes (for example, an A- or C-Class) with a lower current market value.

What is covered:
  • Damage to other vehicles
  • Injury to persons or third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MOST CHOSEN
EXTENSIVE

Third-Party Liability + Limited Cover

Popular for most Mercedes models

In addition to third-party liability coverage, also protection against damage to your own car caused by external factors that you cannot prevent.

Extra coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

For a new, AMG or EQ Mercedes

The most comprehensive coverage, even in case of your own fault, preferably at replacement value. Recommended for a new, electric (EQ) or sporty (AMG) Mercedes.

Everything from WA+ plus:
  • Damage caused by one's own fault
  • Vandalism
  • Unknown cause
  • Total loss payout
  • Collision damage
Bereken All-risk-premie →
Comparison of coverages for your Mercedes
CoverageWAThird-Party Liability + Limited CoverAll-risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to own car due to own fault
Vandalism and unknown perpetrator
Recommended forOlder MercedesPopular MercedesNew / AMG / EQ

Additional coverages for your Mercedes

Complete your Mercedes insurance with these modules, tailored to new, electric, and powerful models.

New value

With a new Mercedes, you receive compensation based on the new or purchase value for a longer period, instead of the rapidly declining current market value.

Accu & laadkabel (EQ)

For an electric Mercedes EQ: coverage for the expensive battery and the charging cable, both at home and on the go.

Roadside assistance NL & Europa

24/7 roadside assistance, with towing, on-site repairs, and replacement transport throughout Europe.

Passenger Insurance (SVI)

Vergoedt letsel- en materiële schade van Director en passagiers, ongeacht de schuldvraag bij een ongeval.

PREMIUM CALCULATION

What does your Mercedes premium depend on?

The premium for your Mercedes It depends on the model and power (insuring an A-Class is different from insuring an AMG or EQS), the value, the chosen coverage, and your situation. Insurers each use their own calculation model, causing premiums to vary significantly.

By comparing via Finass Verzekert, you immediately see which insurer insures your Mercedes at the lowest cost. For a new or electric Mercedes, we also look at the appropriate new value and battery coverage.

1
Mercedes-Model & vermogen
Value and power of your Mercedes
2
Number of claim-free years
The more years, the lower your premium (up to 80% discount)
3
Annual mileage
Your annual mileage and usage
4
Age of chief executive officer
Risk category based on your age
5
Postal code area
Regional theft and collision statistics

Insure your Mercedes or switch: this is how it works

Uw Mercedes verzekert u het best door de juiste dekking en waarde te kiezen die bij uw model past, met — voor een EQ — de accu meeverzekerd. Wij vergelijken meer dan 30 verzekeraars. Heeft u al een polis? Na de eerste contractperiode mag u maandelijks overstappen; Finass Insures regelt het, zonder dat u onverzekerd komt te zitten.

The 4 steps to switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best coverage for your Mercedes
  3. We handle the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

When can you cancel?

For a new Mercedes, new value or purchase value coverage is sensible; for an EQ, the battery should be included in the insurance. With a powerful AMG or a sought-after G-Class, insurers focus on power and security. We find the insurer that offers the most favorable coverage for your Mercedes and handle the entire switch.

Insure your Mercedes-Benz or switch with Finass Verzekert

Frequently asked questions about your Mercedes insurance

All the answers to the most frequently asked questions about insuring your Mercedes, listed together.

How much does it cost to insure a Mercedes?

That depends on the model, the value, the chosen coverage, and your situation. An A- or C-Class is generally cheaper to insure than an AMG or an EQS. By comparing more than 30 insurers via Finass Verzekert, you will find the best premium for your Mercedes.

Is a Mercedes expensive to insure?

As a premium brand, the value and repair costs are higher than average, which is reflected in the premium. However, insurers differ significantly. By comparing, you will find the company that insures your Mercedes most favorably.

How do I insure an electric Mercedes EQ?

For an EQ model (EQA, EQE, EQS), it is preferable to include the battery and charging cable under comprehensive coverage. Because the battery represents a significant portion of the value, All-risk coverage is often advisable. We are looking for an insurer with good terms for electric cars.

Which coverage should I choose for my Mercedes?

For an older Mercedes, Third-Party Liability (WA) or Third-Party + Limited Comprehensive may suffice. For a new, electric, or sporty Mercedes, All-Risk is advisable, preferably at new value. Calculate your premium using the tool to compare the options.

Is a Mercedes-AMG more expensive to insure?

Yes, usually. Due to the high power output, insurers estimate the risk to be higher, which increases the premium. Not every company assesses this the same way, so comparing pays off, especially with an AMG model.

Does new value or purchase value coverage apply to my Mercedes?

For a new Mercedes, you can often take out a new value or purchase value scheme, so that in the event of a total loss, you receive compensation at the higher value for a longer period. The exact duration varies by insurer; we explain the conditions clearly.

Does my Mercedes insurance also apply abroad?

Yes, Dutch car insurance policies offer standard coverage throughout the entire European Union and neighboring countries such as Switzerland, Norway, and the United Kingdom. For journeys outside these areas, a separate arrangement may be required; we will advise you on this.

Can I insure my Mercedes even without no-claims years?

Yes. Without claim-free years, you start at a lower tier and pay more, but it is always possible to insure your Mercedes. We look for the insurer with the most favorable starting tier and check whether an employer's statement or cancellation declaration can still earn you claim-free years.

Personal advice on your Mercedes at Finass Verzekert
Finass mascot

Why insure your Mercedes via Finass Insures?

Als Independent advisor vergelijken wij meer dan 30 Nederlandse verzekeraars en kennen we de aandachtspunten per Mercedes-model — van EQ tot AMG en G-Klasse. Geen vergelijkingssite, maar een echte adviseur.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • Knowledge of every Mercedes modelAlso EQ, AMG and G-Class
  • Personal adviceAvailable 6 days a week

What our customers say about their Mercedes

Customers rate Finass Verzekert on average with a 9.5 and the handling of car damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Mijn Mercedes C-Klasse wilde ik goed en voordelig verzekerd hebben. Finass regelde het snel en dacht mee. Prettig persoonlijk contact.”

R
Reinier V.
WA + Casco — C-Klasse

“Voor mijn GLC zocht ik een passende polis. Het advies over de Coverage was helder en eerlijk. Snel geregeld.”

A
Astrid K.
All-risk — GLC

“Mijn elektrische EQC heeft A dure accu. Finass zorgde dat die en de laadkabel netjes zijn meeverzekerd.”

Y
Youri B.
All-risk — EQC

“Change met mijn E-Klasse was zo geregeld. Scherpe premie en een vast aanspreekpunt.”

M
Marjolein D.
All-risk — E-Klasse

Related car insurance

Do you drive a specific type of Mercedes? Check the insurance that suits your situation.

Car insurance →

Compare Third-Party Liability, Third-Party Liability Plus, and Comprehensive insurance for your car.

Elektrische Car insurance →

Coverage for battery, charging cable, and charging station (EQ models).

Sportwagenverzekering →

Coverage for powerful models such as the AMG series.

Importauto verzekering →

Coverage voor een geïmporteerde Mercedes.

Leaseauto verzekering →

Own coverage for your financial or operational lease.

Private lease verzekering →

Additional coverage on top of your private lease contract.

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Already insured and damaged?

Report your damage immediately, or consult your insurer's policy conditions and forms. In the event of damage, calling us is the fastest way. 072 - 509 24 56.

Ready to your Mercedes to insure?

Calculate your premium en ontdek bij welke verzekeraar uw Mercedes — van A-Klasse tot AMG, G-Klasse of EQ — goed en voordelig verzekerd is. Persoonlijk en onafhankelijk advies van Finass Verzekert.

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