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Insure Aixam & compare premiums

Verzeker uw Aixam — een Moped car (45 km/u) zoals de City, Coupé of de elektrische e-Aixam. WA is wettelijk verplicht; met casco dekt u ook diefstal en schade. Geen helmplicht dankzij de gesloten cabine. Wij vergelijken meer dan 30 Nederlandse verzekeraars. Onafhankelijk advies van Finass Insures.

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Brommobiel op AM driving license
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In 1 minute explained

Watch this short video to see what to look out for and which choices suit your situation.

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Insuring Aixam with Finass Verzekert

Insuring your Aixam

The Aixam is a Moped car: a light quadricycle that travels at a maximum speed of 45 km/h and which you with a AM driving license may drive. Aixam supplies models such as the City and Coupé and the fully electric e-Aixam. A Third-party liability insurance is wettelijk verplicht; thanks to the enclosed cabin, there is no helmet requirement.

Do you drive an electric Aixam? Then you insure the battery preferably included under the hull insurance. For a petrol model, limited or full hull insurance is advisable due to theft and own damage. At Finass Insures we compare more than 30 insurers.

What should you look out for when insuring an Aixam?

Pay attention to the model (petrol or electric, with the battery included), the chosen coverage, theft protection, and your place of residence. We provide independent advice and handle everything completely.

More about the car insurance

A Aixam deserves appropriate insurance. Whether you choose Third-Party Liability, Third-Party + Limited Comprehensive, or All-Risk — the right coverage depends on the value and age of your Aixam. We independently compare car insurance for your Aixam from more than 30 insurers.

What does car insurance cover?+
  • ✓Third-party liability (legally required): damage you cause to others with your car
  • ✓Third-Party Liability + Limited Comprehensive (WA+): also theft, fire, storm, hail, and glass damage
  • ✓Collision with animals and sometimes joyriding or parking damage (limited comprehensive)
  • ✓All-risk (fully comprehensive): also includes damage to your own car caused by your own fault
  • ✓New value or purchase value scheme for young cars
  • ✓Additional: legal assistance for traffic, passengers, and roadside assistance

We (Finass Verzekert) independently compare car insurance from more than 30 insurers — so you get the best coverage at the lowest premium.

Why is car insurance important?+
  • ✓Third-party liability insurance is legally required for every car.
  • ✓With limited comprehensive coverage, you are also covered for theft, fire, storm, and glass damage.
  • ✓All-risk also covers damage caused by your own fault — handy for a new or expensive car
  • ✓You build up claim-free years and receive a no-claim discount (up to 80%).
Who is car insurance suitable for?+
  • ✓Third-party liability: older cars with a low current market value or a second car
  • ✓Third-party liability plus (limited comprehensive): cars aged 5-10 years with a risk of theft or glass damage
  • ✓Comprehensive: new or more expensive cars, or a car with an outstanding loan
  • ✓Everyone who is legally required to insure their car
Tips for closing+
  • ✓Choose the coverage based on the value and age of your car (comprehensive is often cost-effective up to ~6 years).
  • ✓Pay attention to the total loss policy: new value, purchase value, or current market value
  • ✓Weigh the deductible against the premium (often a lower deductible for glass damage)
  • ✓Paying for minor damage yourself can be cheaper than losing your no-claims bonus.
  • ✓Consider additional coverages: legal assistance, passengers, and roadside assistance.
How do you find the best car insurance?+

The premium depends on your age, place of residence, type of car, your claim-free years, and the chosen coverage. Finass Verzekert independently compares more than 30 insurers so that you find the right coverage at the most competitive premium.

Lees het volledige kennisdossier: alles over de car insurance →

Which coverage suits your Aixam?

For an Aixam, you can choose from Third-Party Liability, Third-Party + Limited Cover, and Full Cover. Third-Party Liability is mandatory; due to the value and the risk of theft, limited or full cover is often advisable.

BASIC

Third-party liability insurance

Legally required minimum

The legally required basic coverage. Third-party liability covers damage to others, but not to your own Aixam or theft.

What is covered:
  • Damage to other vehicles
  • Injury to persons or third parties
  • Damage to buildings and objects
  • Damage caused by occupants
Bereken WA-Premium →
MEEST GEKOZEN
EXTENSIVE

Third-Party Liability + Limited Cover

Populair: diefstal & brand gedekt

In addition to third-party liability coverage, also protection against damage to your own car caused by external factors that you cannot prevent.

Extra coverage:
  • Fire and storm damage
  • Theft and burglary
  • Window breakage and glass damage
  • Collision with animals
  • Hail damage
Bereken WA+ Premium →
COMPLETE

All-risk insurance

For a new or expensive Aixam

The most comprehensive coverage, including for your own fault and damage to your own microcar. For an electric Aixam, the battery is also insured.

Everything from WA+ plus:
  • Damage caused by one's own fault
  • Vandalism
  • Unknown cause
  • Total loss payout
  • Collision damage
Bereken All-risk-premie →
Comparison of coverages for your Aixam
CoverageWAThird-Party Liability + Limited CoverAll-risk
Damage to others (liability)
Fire, storm and nature
Theft and burglary
Window breakage and glass damage
Collision with animals
Damage to own car due to own fault
Vandalism and unknown perpetrator
Recommended forOlder AixamRegular useNew Aixam

Additional coverages for your Aixam

Complete your Aixam insurance with these modules and extensions.

Diefstal & beperkt casco

Coverage for theft, fire, storm, and glass damage to your microcar.

Battery insured (electric)

Do you drive the electric e-Aixam? Then include the battery and charger under the comprehensive coverage.

Moped roadside assistance

24/7 roadside assistance, with recovery and replacement transport where possible.

Passenger accident coverage

Fixed benefit for permanent injury or death of the driver and passenger following an accident.

PREMIUM CALCULATION

What does your Aixam premium depend on?

The premium for a Aixam It depends on the model and value (petrol or electric), your place of residence (risk of theft), the chosen coverage, your age, and your claim-free years. Insurers assess microcars differently.

By comparing via Finass Verzekert, you can see which insurer insures your Aixam at the lowest cost.

1
Model, waarde & woonplaats
Petrol or electric (battery value)
2
Number of claim-free years
The more years, the lower your premium (up to 80% discount)
3
Annual mileage
no-claims years and chosen coverage
4
Age of chief executive officer
Risk category based on your age
5
Postal code area
Regional theft and collision statistics

Insuring your Aixam or switching: this is how it works

The best way to insure your Aixam is with the right coverage that suits your usage. We compare more than 30 insurers. Do you already have a policy? After the initial contract period, you can switch monthly; Finass Verzekert takes care of it, ensuring you are not left uninsured.

The 4 steps to switching

  1. Calculate your premium via our tool with your license plate
  2. Compare the providers and choose the best coverage for your Aixam
  3. We handle the cancellation with your old insurer
  4. Your new policy takes effect immediately after the notice period

When can you cancel?

When choosing an Aixam, pay attention to the version (petrol or electric, with the battery included in the coverage) and good security. We find the insurer that offers the most favorable coverage for your microcar and handle the entire switch.

Insure your Aixam or switch with Finass Verzekert

Frequently asked questions about your Aixam

All the answers to the most frequently asked questions about your Aixam at a glance.

What is an Aixam and which driving license do I need?

De Aixam is een brommobiel (lichte vierwieler, max. 45 km/u), zoals de City, Coupé of de elektrische e-Aixam. U mag hem besturen met een AM driving license; wie voor 2005 een autorijbewijs haalde, mag vaak ook rijden. Wij adviseren u over uw situatie.

Is insurance mandatory for my Aixam?

Yes. Third-party liability insurance is legally required for at least every moped car; it covers damage to others. Driving without insurance is a punishable offense.

Which coverage should I choose for my Aixam?

Third-party liability is the minimum. Due to the value and the risk of theft, limited or comprehensive coverage is often advisable. With an electric e-Aixam, the battery must be included in the insurance. We compare the options for you.

How do I insure an electric Aixam (e-Aixam)?

For an electric Aixam, it is preferable to include the battery and charger under the comprehensive coverage. Since the battery accounts for a significant portion of the value, full comprehensive coverage is often advisable.

Is theft of my Aixam covered by insurance?

Only with limited or full hull coverage. Good security is often a condition and lowers the premium. We ensure the coverage is correct.

Do I need to wear a helmet in an Aixam?

Nee. Een Moped car heeft een gesloten cabine, waardoor er geen helmplicht geldt — anders dan bij een scooter.

Does my Aixam insurance also apply abroad?

In most EU countries, you are insured with third-party liability coverage; check your Green Card in advance. Comprehensive coverage abroad varies by insurer; we advise you on this.

Can I insure my Aixam without no-claims bonus?

Yes. Without claim-free years, you start at a lower tier and pay more, but insurance is always possible. We look for the insurer with the most favorable starting tier.

Personal advice on your Aixam at Finass Verzekert
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Why insure your Aixam via Finass Insures?

As an independent advisor, we compare more than 30 Dutch insurers and know the key considerations for your Aixam. Not a comparison site, but a real advisor.

  • 30+ insurersBroad comparison for the best premium
  • Within 2 minutesPremium calculated based on license plate
  • Knowledge of microcarsBenzine & Electric (e-Aixam)
  • Personal adviceAvailable 6 days a week

What our customers say about their Aixam

Customers rate Finass Verzekert on average with a 9.5 and the handling of car damage with a 9.8.

9.5
Customer review
9.8
Claims handling

“Mijn Aixam City gebruik ik dagelijks. Finass regelde A scherpe casco-polis tegen diefstal. Prettig.”

H
Herre V.
COMPLETE casco — Aixam City

“Ik rij Electric met de e-Aixam; de accu is netjes meeverzekerd. Helder advies.”

F
Froukje K.
COMPLETE casco — e-Aixam

“Fijn zonder helm and toch goed verzekerd. Finass dacht mee over de beveiliging.”

M
Sjord J.
Beperkt casco — Aixam

“Als AM-rijder wilde ik alles goed geregeld. Snel and persoonlijk geholpen.”

A
Aleida D.
WA — Aixam

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Category: Traffic  ·  Car brands  ·  Moped  ·  car insurance

Already insured and damaged?

Report your damage immediately, or consult your insurer's policy conditions and forms. In the event of damage, calling us is the fastest way. 072 - 509 24 56.

Ready to your Aixam to insure?

Calculate your premium and discover with which insurer your Aixam is well and affordably insured. Personal and independent advice from Finass Verzekert.

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