CATEGORY A
Toer- & Naked motoren
Honda, BMW, Yamaha, Suzuki
- Touring motorcycles (BMW GS, Honda Africa Twin)
- Naked bikes (Yamaha MT, Suzuki SV)
- Adventure motorcycles
- Crossover models
motorcycle insurance vergelijken & close immediately
Compare premiums from leading insurers for your motorcycle. Calculate your premium within 2 minutes and save up to €250 per jaar. Including theft and motorcycle clothing coverage possible.
All motorcycle classes
Motorcycle clothing coverage
Summer break possible
Personal advice
What is motorcycle insurance?
A motorcycle insurance is an insurance for your motorcycle that protects you financially in the event of damage. One applies to all motorcycles on public roads WA obligation: zonder geldige verzekering riskeert u een boete van €460 and kan uw kenteken worden geschorst.
Bee DutchCarInsurance.nl vergelijken wij More dan 30 verzekeraars die zich specialiseren in motorfietsen. Of u nu een Honda CBR, BMW R 1250 GS, Harley-Davidson, Ducati of Yamaha rijdt — wij vinden de juiste dekking voor uw situatie.
Which engines is this for?
We insure all motorcycles: light 125cc engines (category A1) to heavy touring motorcycles and sports motorcycles (category A). Also classic motorcycles, customs, off road motorcycles and electric motors you can insure through us.
Rijbewijscategorieën Engine
In Nederland kennen we drie rijbewijscategorieën voor motoren: A1 (from 18 years, motorcycles up to 125cc / 11kW), A2 (from 20 years, up to 35kW) and A (from 24 years or after 2 years A2, unlimited power). Heavy engines therefore require at least category A.
What type of engine do you have?
The premium of your motorcycle insurance depends greatly on the type of motorcycle you drive. We insure them all.
MOST CHOOSED
SPORTY
Sports motorcycles
Ducati, Kawasaki, Aprilia
- Supersport (Yamaha R1, Honda CBR)
- Supermoto
- Track day engines
- Sporty naked bikes
CLASSIC
Custom & CLASSIC
Harley, Triumph, Indian
- Harley Davidson models
- Cruisers and choppers
- Café racers
- Classic motorcycles (15+ years)
Which coverage suits your motorcycle?
There are three main coverages for motorcycles. The choice depends on the value of your engine and its purpose.
BASIC
Third party motorcycle insurance
Legally required
Suitable for older motorcycles with a low current value or motorcyclists who want to bear the risk of damage themselves.
What is covered:
- Damage to other road users
- Personal injury to third parties
- Materiële schade aan eigendommen
THEFT COVERAGE
EXTENDED
WA + Limited Casco
Including theft and fall cover
Important for engines! Motorcycles are often stolen and easily fall over. This coverage provides extra protection.
Additional coverage:
- Diefstal & inbraak
- Fire and storm damage
- Hail damage
- Collision with animals
- Vandalism
COMPLETE
All-risk engine
For new or expensive engines
The most complete coverage, even if it is your own fault. Recommended for new BMW GS, Ducati, Harley or other expensive motorcycles.
Everything from WA+ plus:
- Damage due to your own fault
- Slip damage and falls
- Damage due to unknown cause
- Total loss payment
- Accessories also insured
Specific additions for motorcyclists
Motorcycling requires specific coverage. With these additions you insure everything that is important for motorcyclists.
Motorkleding & helm dekking
Compensation for damage to your motorcycle suit, helmet, gloves and boots in the event of an accident. Important because motorcycle clothing can easily cost thousands of euros.
Accidents Occupants
Compensation in the event of permanent injury or death of the driver and pillion passenger. Important addition because motorcycling entails increased risk.
Roadside assistance Europe
24/7 hulp bij pech onderweg in heel Europa, inclusief sleephulp and vervangend vervoer — cruciaal voor toermotorrijders.
Summer break / seasonal insurance
Rijdt u alleen van maart tot oktober? Met een seasonal insurance betaalt u minder premie tijdens de wintermaanden — bespaart tot 30%.
THEFT PREVENTION
Prevent motorcycle theft and save on your premium
Thousands of motorcycles are stolen in the Netherlands every year. By properly securing your motorcycle you not only reduce the risk, but you also gain up to 25% discount on your motorcycle insurance.
Many insurers require one for theft coverage ART approved lock of class 3 or higher. A GPS tracker is often a requirement for expensive motorcycles or provides an additional premium discount.
ART lock class 3+
Chain or U-lock
GPS tracker
Verplicht voor motoren > €15.000
Garage or shed
Up to 25% premium discount
Alarm system
Approved (SCM quality mark)
Attach to fixed object
When stored outside
Frequently asked questions about motorcycle insurance
Antwoorden op de meest gestelde vragen over motoren, rijbewijscategorieën en motorcycle insurance.
Is motorcycle insurance mandatory?
Yes, there is one for all motorcycles on public roads Third party insurance required by law. Dit geldt voor alle motorcategorieën (A1, A2, A). Zonder geldige verzekering riskeert u een boete van €460 en kan uw kenteken worden geschorst. Ook wanneer uw Engine stilstaat moet hij verzekerd zijn, tenzij het kenteken geschorst is bij de RDW.
Which driver's license do I need for a motorcycle?
In Nederland zijn er drie motorcategorieën: A1 (from 18 years, motorcycles up to 125cc and max 11kW), A2 (from 20 years, engines up to 35kW) and A (from 24 years or after 2 years A2, unlimited power). Which driver's license you need depends on your motorcycle.
Which motorcycle insurance should I choose?
For older engines or engines with a low current value, this is sufficient WA. For most motorcyclists we recommend WA + Limited Casco sterk aan vanwege de diefstaldekking — motoren worden veel gestolen. Voor nieuwere or dure motoren (BMW GS, Ducati, Harley) is All risk the best choice.
Is my motorcycle clothing insured?
Motorcycle clothing (helmet, jacket, pants, gloves, boots) is standard not co-insured under a motorcycle insurance policy. You can add an additional one motorcycle clothing coverage afsluiten met dekkingsbedragen van €500 tot €5.000. Belangrijk omdat motorkleding van goede kwaliteit al snel €2.000 of More kost.
Can I insure my motorcycle seasonally?
Yes, many insurers offer one seasonal insurance or summer break On. You are then only insured during the motorcycle season (often March-October) and pay less premium during the winter months. You can do this save up to 30%. Please note: you are not allowed to take your motorcycle on the road during the stop.
How much does motorcycle insurance cost on average?
The average motorcycle insurance in the Netherlands costs between €15 and €60 per maand, afhankelijk van type motor, dekking, leeftijd bestuurder en ervaring. Een WA-verzekering voor een lichte motor begint vanaf €15, terwijl All risk voor een nieuwe sportmotor €70-100 per maand kan kosten.
Do my car claim-free years also count for my motorcycle?
Bij sommige verzekeraars kunt u schadevrije jaren overdragen van uw autoverzekering naar uw motorcycle insurance. De korting kan echter beperkter zijn dan voor auto's. Voor jonge motorrijders is dit een goede manier om premiekorting op te bouwen. Wij adviseren u hierover graag persoonlijk.
Am I insured abroad?
Every Dutch motorcycle insurance policy offers coverage throughout the EU and neighboring countries as standard. For trips further afield (for example Morocco, Turkey or Balkan tour), additional travel insurance or foreign cover is recommended. Forget your green card not to be taken with you.
Why your motorcycle insurance through DutchCarInsurance.nl?
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